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I've been thinking about applying for the Venture. My scores are borderline approval I think.
04 Fico's Eq666 TU 703 Ex 665
I just paid both of my current accounts off. Made large payments, at least large for me. Both over 2k.
Was just curious when you apply for a new card if they take your current cards history etc...into consideration.
Had one 5+yrs and the other almost 5yrs.
Anyone?
I believe they use an older version of FICO, not sure which version. I remember when I had my app spree in September '15, the only card I was denied for was the Venture and the score they sent was very different from my FICO 08's.
Im thinking that they are using Vantage scores for some reason
https://findmycard.capitalone.com/en/PageVersions/LandingPages/LP_ONE_V01.aspx
Check your prequal first and let us know what it says...
Yes...many many many times.
It says we can't find a preapproval for you. Then it says some about me being opted out and to apply.
I would've app'ed a long time ago if Venture pop up with a apr etc.
They use Fico 08 for Quicksliver and the rest of their products. But they use Fico 04 for Venture & V1.
@fltireguy wrote:Im thinking that they are using Vantage scores for some reason
They do not use Vantage Scores.