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Does CapOne always do a 3 credit bureau pull?

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SunriseEarth
Moderator Emeritus

Re: Does CapOne always do a 3 credit bureau pull?

Ok...let's try to keep on topic...  

 

Does Cap One always pull 3 CRs?   No.   More like 4 or 5.   They pull from some of the lesser known CRAs, too.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 21 of 81
lg8302ch
Senior Contributor

Re: Does CapOne always do a 3 credit bureau pull?


@SunriseEarth wrote:

Ok...let's try to keep on topic...  

 

Does Cap One always pull 3 CRs?   No.   More like 4 or 5.   They pull from some of the lesser known CRAs, too.  


+1 ...they pretty much pull whatever they have access to...lol.. Should I ever apply for 1 of their cards again then I might try Nixon' s method 😊

Message 22 of 81
SunriseEarth
Moderator Emeritus

Re: Does CapOne always do a 3 credit bureau pull?


@lg8302ch wrote:

@SunriseEarth wrote:

Ok...let's try to keep on topic...  

 

Does Cap One always pull 3 CRs?   No.   More like 4 or 5.   They pull from some of the lesser known CRAs, too.  


+1 ...they pretty much pull whatever they have access to...lol.. Should I ever apply for 1 of their cards again then I might try Nixon' s method 😊


Even if you accept the 3+ HPs for account opening, at least there will be no more HPs for CLIs or PC (However, I've heard the GM cards are an exception to the SP CLIs, but also require fewer to open the account).



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 23 of 81
lg8302ch
Senior Contributor

Re: Does CapOne always do a 3 credit bureau pull?


@SunriseEarth wrote:

@lg8302ch wrote:

@SunriseEarth wrote:

Ok...let's try to keep on topic...  

 

Does Cap One always pull 3 CRs?   No.   More like 4 or 5.   They pull from some of the lesser known CRAs, too.  


+1 ...they pretty much pull whatever they have access to...lol.. Should I ever apply for 1 of their cards again then I might try Nixon' s method 😊


Even if you accept the 3+ HPs for account opening, at least there will be no more HPs for CLIs or PC (However, I've heard the GM cards are an exception to the SP CLIs, but also require fewer to open the account).


Good point. In my case any lender would have a hard time to beat my Chase pulls...Chase is my record puller 😉

Message 24 of 81
CreditCuriosity
Moderator Emeritus

Re: Does CapOne always do a 3 credit bureau pull?

removed

Message 25 of 81
kevinjjc
Valued Contributor

Re: Does CapOne always do a 3 credit bureau pull?


@Anonymous wrote:

@yfan wrote:

They probably will, yes.


Not if you employ....methods..

 

Smiley Happy


 It's cold outside! Smiley Wink Smiley LOL

 

Message 26 of 81
Anonymous
Not applicable

Re: Does CapOne always do a 3 credit bureau pull?

@credit, why removed?
Message 27 of 81
CreditCuriosity
Moderator Emeritus

Re: Does CapOne always do a 3 credit bureau pull?


@Anonymous wrote:
@Anonymous, why removed?

Meant to PM a question, but accidently posted it..  not something moderators would of likedSmiley Happy

Message 28 of 81
CreditCuriosity
Moderator Emeritus

Re: Does CapOne always do a 3 credit bureau pull?


@kevinjjc wrote:

@Anonymous wrote:

@yfan wrote:

They probably will, yes.


Not if you employ....methods..

 

Smiley Happy


 It's cold outside! Smiley Wink Smiley LOL

 


Awesome movie! lol

Message 29 of 81
Anonymous
Not applicable

Re: Does CapOne always do a 3 credit bureau pull?

Ooh I see... Carry on.
Message 30 of 81
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