@Gollum wrote:
@jamesdwi wrote:
@h4ldol wrote:Grrrrr! Yet another negative feature of Cap One. Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.
on the other hand do you really want people to know you have been stuck with Cap One for 10 years?
Capital One also issues prime credit cards. If someone has a ten-year-old prime Capital One card, that is different from having a ten-year-old subprime Capital One card.
Capital One has a reputation and image problem that can only be blamed on itself.
+1
Hiring Alec Baldwin as a PR Spokesman was a big 1.
@Open123 wrote:
@Gollum wrote:
@jamesdwi wrote:
@h4ldol wrote:Grrrrr! Yet another negative feature of Cap One. Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.
on the other hand do you really want people to know you have been stuck with Cap One for 10 years?
Capital One also issues prime credit cards. If someone has a ten-year-old prime Capital One card, that is different from having a ten-year-old subprime Capital One card.
Capital One has a reputation and image problem that can only be blamed on itself.
Cap One has some excellent products. The Venture, 1.5 cash, and the Sparks business cards come to mind.
The 3 hard pulls is a deal breaker though.
I wonder if you can get away with 1 with frozen files?
@Open123 wrote:
@LS2982 wrote:
@Open123 wrote:
@Gollum wrote:
@jamesdwi wrote:
@h4ldol wrote:Grrrrr! Yet another negative feature of Cap One. Too bad, last year when my Sony Card was with Chase it did show the date, which was rather nice too see.
on the other hand do you really want people to know you have been stuck with Cap One for 10 years?
Capital One also issues prime credit cards. If someone has a ten-year-old prime Capital One card, that is different from having a ten-year-old subprime Capital One card.
Capital One has a reputation and image problem that can only be blamed on itself.
Cap One has some excellent products. The Venture, 1.5 cash, and the Sparks business cards come to mind.
The 3 hard pulls is a deal breaker though.
I wonder if you can get away with 1 with frozen files?
Good question.
I'm thinking of freezing all 3 and see if they'll just pull Innovis.
Thats too much, Might be able to get away with 1-2 HP's.
@namvet big +1
@namvet wrote:It may be a deal breaker for those in the know and well informed as represented in this forum! However, it's not a deal breaker for the average person on the street and Cap One knows this. Most people still don't know anything about credit inquires and their relationship to credit scores.
Well said. I was just looking through my EQ credit report where I have over 13 inquiries over the last two years. A lot of them were random because i didn't know any better. Like I shopped on different websites to get the best Directv deal and each website pulled my CR. I also applied for random cards i knew I had no hopes of getting. If I had only known better back then.....