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New Contributor
Rico876
Posts: 68
Registered: ‎02-29-2012
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Does Chase Blacklists?

[ Edited ]

My sig. other is about to settle on a Chase account soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card, if you settled onone of their account. Does anyone knows if Chase  or any other card issuers do the same blacklisting. 

 

Thanks

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Does Chase Blacklists?


Rico876 wrote:

I sig. other is about to settle on an Chasea ccount soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card if you settled on an old account, but does anyone knows if Chase (or any other card issuers do the same) or any other card issuers do the same. 

 

Thanks


I know Citi does.




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
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EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
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New Contributor
Rico876
Posts: 68
Registered: ‎02-29-2012
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Re: Does Chase Blacklists?

Any other responses are appreciated

Established Contributor
TannerK
Posts: 1,275
Registered: ‎12-02-2010
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Re: Does Chase Blacklists?

I believe so.

Epic Contributor
Creditaddict
Posts: 22,066
Registered: ‎10-23-2007
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Re: Does Chase Blacklists?

I believe Chase will go back at least 10 years if you filed BK on them or they lost money on you, according to a rep a year or so ago they will not issue loans/credit cards.... this was when a friend closed is $8500 Wamu Card after it had been with Chase about 6 months and turned around a month later and applied for Zappos and was instantly denied... upon calling and talking about the large CL just closed, she said it was new policy and you should have left the other account open!

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
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Senior Contributor
bichonmom
Posts: 3,318
Registered: ‎05-05-2011
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Re: Does Chase Blacklists?

I've done searches here under Chase blacklist and Citi blacklist, and from what I've read, they both blacklist. If a LONG time has gone by, you *might* get lucky, but doubtful.

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 750 | TU FICO 761 (Walmart) | EX FAKO 767 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Established Contributor
teenastie
Posts: 638
Registered: ‎07-28-2011
0

Re: Does Chase Blacklists?

Yes Chase does blacklist! They even blacklist for folks who defaulted on Wamu and Providian accounts (or any other account that was in existence prior to Chase gobbling them up).



Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
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Re: Does Chase Blacklists?

myfico.PNG

 

Old post from CA on it




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
learnin113
Posts: 541
Registered: ‎12-02-2011
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Re: Does Chase Blacklists?


Rico876 wrote:

My sig. other is about to settle on a Chase account soon. They promised to delete the TL on acceptance of the payment. I know Amex blacklists people from ever getting another card, if you settled onone of their account. Does anyone knows if Chase  or any other card issuers do the same blacklisting. 

 

Thanks



YES!

Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Does Chase Blacklists?

Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............:smileyvery-happy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014

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