Does Chase Blacklists?

[learnin113]

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@LS2982 wrote:

Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............

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My card was 15 yrs old, and they still had the nerve to bring it up.  Ugghh.

[Brian_Trying_700]

Chase and Citi Bank does black list. Im a prime example. Last week I applied for the Chase Freedom and was denied. Back  in High School 12 years ago I messed up my credit. Chase explained to me why. I had no idea I owed them anything. Thanks to the site I know what a black list is. Chase said they would consider me if both were paid in full.

[LS2982]

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@Brian_Trying_700 wrote:

Chase and Citi Bank does black list. Im a prime example. Last week I applied for the Chase Freedom and was denied. Back  in High School 12 years ago I messed up my credit. Chase explained to me why. I had no idea I owed them anything. Thanks to the site I know what a black list is. Chase said they would consider me if both were paid in full.

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That is a + that they will forgive if paid off, I believe Citi will as well.

[Brian_Trying_700]

Some People make mistakes and learn the hard way. 

[LS2982]

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@Brian_Trying_700 wrote:

Some People make mistakes and learn the hard way. 

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Yea but thats just mean!

[teenastie]

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@LS2982 wrote:

Well i'm relieved the 19 yr old version of me didn't have the smarts to get a chase card and CO it...............

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The 19-20 y/o version of me blew citi and wamu out the water! Good luck if my kids can get any accounts with them

[Anonymous]

Both Citi and Chase do because I've applied for both, denied for both, and called in to both to recon.

On the plus side I was succesful with a Chase recon (got a Slate) over the phone listed in this forum's sticky, got my account reviewed further based on past (way past BK) compared to current stuff.

I'm saving Citi for another recon for next year or until I get some type of Citi offer in the meantime.

[icebain]

The 20 y/o version of me destroyed providian. Luckily I just got a Chase card through Amazon.

[LS2982]

@Teenastie LOL! THINK OF THE KIDS MAN!!!!

[bichonmom]

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@icebain wrote:

The 20 y/o version of me destroyed providian. Luckily I just got a Chase card through Amazon.

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It's still Chase. If you were blacklisted, you wouldn't have been approved.