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Does Chase HP you for a CLI? What do they pull?

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newdaddy113
Regular Contributor
‎05-14-2014 01:20 PM
‎05-14-2014 01:20 PM

Does Chase HP you for a CLI? What do they pull?

Does Chase HP you for a CLI? What Credit Bureau do they pull? I reside in Maryland

Amex Green Card (NPSL) 03/13 - BOA ($7200) 03/13 - WELLS FARGO ($500) 03/13 - DISCOVER IT ($5800) 12/13 Amex delta gold ($18,400) 1/1/14. Amex Gold Business Card (NPSL) 1/2/14. Chase Freedom($7900) 1/9/14 NavyFederal ($25000) 1/16/14 Best Buy ($1000) 8/4/14 Barclays Arrival Plus($12500) 1/29/16 Chase CSP($20000) 1/29/16 Penfed Platinum Rewards ($16000) 1/29/16 NavyFed goRewards ($5000) 1/29/16.
Credit Score EX- 760 EQ- 735 TU- 763 Oldest account 3.2yrs aaoa 2.2 yrs.
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Involver
Valued Contributor
‎05-14-2014 01:28 PM
‎05-14-2014 01:28 PM

Re: Does Chase HP you for a CLI? What do they pull?

Yes.  It will likely be EX and TU.

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Membersince2013
Valued Contributor
‎05-14-2014 04:32 PM
‎05-14-2014 04:32 PM

Re: Does Chase HP you for a CLI? What do they pull?

Yup, they pull EX and TU for a CLI

Arrival+ | Barclaycard Rewards Mastercard | Citi Double Cash | CapOne QS (2) | Citi Diamond P | Freedom | Fidelity Amex | Amex Plat | Old Blue Cash | PRG | SPG | BCP | HHonors Surpass | Cap1 Venture | Discover | CSP | Cap1 Venture1 | BOA CR&TR (2) | Ritz Carlton | Southwest Rapid Rewards | Hyatt (2) | US Airways Mastercard (2) | Wells Fargo Rewards Visa | Marriott Premier (2) |

Fico Scores as of 2/21/15 - EX: total crap, TU: total crap, EQ: total crap
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B335is
Moderator Emeritus
‎05-14-2014 06:19 PM
‎05-14-2014 06:19 PM

Re: Does Chase HP you for a CLI? What do they pull?

I was able to get CLI on United Explorer card with an EX hard pull only, but generally it's EX or EX+TU for apps and increases.

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kevinjjc
Valued Contributor
‎05-14-2014 06:58 PM
‎05-14-2014 06:58 PM

Re: Does Chase HP you for a CLI? What do they pull?

It depends on where you live. Chase pulls Experian for me in NY.

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youngandcreditwrthy
Senior Contributor
‎05-14-2014 08:28 PM
‎05-14-2014 08:28 PM

Re: Does Chase HP you for a CLI? What do they pull?

With Chase, it's prob better to just open a new card with a phat bonus and xfer some of a new credit line. LOL

 

I've been with Chase since 2007, and in that time, I've received ONE measly 300 cli on an OLD Platinum account. They are much more likely to grant  a big cl on a new account than a cli at ALL on an old account. Chase is cray,

 

Good luck!

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
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