Does Citi give second chances?

[j_casteel]

I had 2 Citi cards nearly 6 years ago during my irresponsible phase in life. One was a Home Depot and the other was a Zales card. Both became negative and I worked out payment plans/settlements with them and they have been paid off since early 2007. I was curious if Citi gives second chances? I'd like to possibly get a Home Depot card and perhaps eventually add a Citi card to my wallet. I'm not looking to apply this year nor **bleep**

Thanks

[j_casteel]

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@j_casteel wrote:

I had 2 Citi cards nearly 6 years ago during my irresponsible phase in life. One was a Home Depot and the other was a Zales card. Both became negative and I worked out payment plans/settlements with them and they have been paid off since early 2007. I was curious if Citi gives second chances? I'd like to possibly get a Home Depot card and perhaps eventually add a Citi card to my wallet. I'm not looking to apply this year nor **bleep**

Thanks

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lol, whats with the **bleep**? I didn't even say a **bleep** worthy word?

I **bleep**

[j_casteel]

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@j_casteel wrote:

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@j_casteel wrote:

I had 2 Citi cards nearly 6 years ago during my irresponsible phase in life. One was a Home Depot and the other was a Zales card. Both became negative and I worked out payment plans/settlements with them and they have been paid off since early 2007. I was curious if Citi gives second chances? I'd like to possibly get a Home Depot card and perhaps eventually add a Citi card to my wallet. I'm not looking to apply this year nor **bleep**

Thanks

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lol, whats with the **bleep**? I didn't even say a **bleep** worthy word?

I **bleep**

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I give up!

Hopefully this works...

I **bleep**

[j_casteel]

**bleep**!!!!!!!!!!!!!!!!!!!!!!!!!!!!

[Dustink]

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@j_casteel wrote:

I had 2 Citi cards nearly 6 years ago during my irresponsible phase in life. One was a Home Depot and the other was a Zales card. Both became negative and I worked out payment plans/settlements with them and they have been paid off since early 2007. I was curious if Citi gives second chances? I'd like to possibly get a Home Depot card and perhaps eventually add a Citi card to my wallet. I'm not looking to apply this year nor **bleep**

Thanks

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Where it **bleeped" you. Replace what you were trying to write with the number "4" instead.

[j_casteel]

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@Dustink wrote:

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@j_casteel wrote:

I had 2 Citi cards nearly 6 years ago during my irresponsible phase in life. One was a Home Depot and the other was a Zales card. Both became negative and I worked out payment plans/settlements with them and they have been paid off since early 2007. I was curious if Citi gives second chances? I'd like to possibly get a Home Depot card and perhaps eventually add a Citi card to my wallet. I'm not looking to apply this year nor **bleep**

Thanks

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Where it **bleeped" you. Replace what you were trying to write with the number "4" instead.

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thanks,

I 4got to add that I am an AU on a Citi Dividends World MC with perfect history, 0/11,500, and backdated to 2004. Its reporting on EX and EQ, but TU is not showing it. Do you think that will help me when the time comes and I decide to apply? I don't plan on applying until next year, but I'd just like to know beforehand.

[Dustink]

That should help, but sometimes banks have a hard time of letting things go. Why are you so set on Citi, there are better banks out there.

[j_casteel]

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@Dustink wrote:

That should help, but sometimes banks have a hard time of letting things go. Why are you so set on Citi, there are better banks out there.

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I'm not set on Citi per se...I'd like to have a Home Depot card 4 the 4inancing options. I 4requent HD and Lowe's but HD is closer to my house. Plus, maybe down the road I would like to possibly add a Citi card to my wallet.

I also wouldn't mind having a Lowe's card, which I already have a Walmart and Amazon, but Lowe's doesn't seem to like me as much right now. I don't plan on applying 4 anything until next year. Just curious about Citi and if they 4gave people.

Thanks

[j_casteel]

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@j_casteel wrote:

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@Dustink wrote:

That should help, but sometimes banks have a hard time of letting things go. Why are you so set on Citi, there are better banks out there.

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I'm not set on Citi per se...I'd like to have a Home Depot card 4 the 4inancing options. I 4requent HD and Lowe's but HD is closer to my house. Plus, maybe down the road I would like to possibly add a Citi card to my wallet.

I also wouldn't mind having a Lowe's card, which I already have a Walmart and Amazon, but Lowe's doesn't seem to like me as much right now. I don't plan on applying 4 anything until next year. Just curious about Citi and if they 4gave people.

Thanks

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this damn censoring thing is killing me....i type a message out and if I miss one "eff" then It bleeps the rest of the sentence out, and then I 4got what i even typed.

[Dustink]

Yeah, sorry about the censor problem. Hopefully that will be resolved by tomorrow.