11-07-2012 11:57 PM
11-08-2012 12:02 AM - edited 11-08-2012 12:03 AM
I have read that Citi never 4gets if you discharge one of their accounts in a BK, but you might have a shot since you did pay them back eventually.
I never had a BK. Just let some of my cards become past due then after they were closed I decided to call them back and settle with them. I opened the cards back in early 2006 then let my irresponsibility get the best of me going 6-7 months without making payments. Then I contacted them in early 2007 and paid them off. They are just paid/closed CO's which will be coming off my report in about 1.5yrs.
11-08-2012 12:05 AM - edited 11-08-2012 12:05 AM
11-08-2012 12:09 AM - edited 11-08-2012 12:09 AM
They may want your business again after they come off your CR's
unfortunately, that's what i was thinking as well.
guess, i'll just try 4 the Lowe's card early next year after my other GE cards have had some time to age.
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