09-15-2012 02:11 PM
I was just approved for a DCU Visa and was wondering do they report to TU and EXP as well? They pulled EQ for both my membership and CC application.
09-15-2012 02:28 PM
They should. Call them to be sure.
09-15-2012 02:34 PM
Congrats on your approval. the card should report to all 3, but you could always call them to make sure. what kind of credit limit did you receive with DCU, if you don't mind my asking?
09-15-2012 03:04 PM
I was just checking in on another board and I read people saying that they in fact do report to all 3 CRA's.
As for my approval, it was for $7500. They offered me two different choices of the rewards visa @ 12.5% or the regular visa @ 9.5%. I took the 9.5% just in case one day I need to carry a balance. Rewards programs have never really worked out for me so I wasn't swayed by that. However, thinking back I probably could have took the rewards since I usually PIF. I guess I wasn't thinking clearly when I hit the accept button. Oh well
09-15-2012 05:38 PM
Reward program from CU are usually sub-par at best. If I were you, I would pick low interest card as well.
09-15-2012 09:26 PM
Ha! Same here with a $7500 CL - looks like that's what they start everyone with...
I took the non-rewards card, too, as I also wanted a semi-low rate in case I ever did have to carry a balance.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.