Credit Cards

[Rhaeny]

I was just approved for a DCU Visa and was wondering do they report to TU and EXP as well?  They pulled EQ for both my membership and CC application.

[trumpet-205]

They should. Call them to be sure.

[gettnthere]

Congrats on your approval. the card should report to all 3, but you could always call them to make sure. what kind of credit limit did you receive with DCU, if you don't mind my asking?

[Rhaeny]

I was just checking in on another board and I read people saying that they in fact do report to all 3 CRA's.  

As for my approval, it was for $7500.  They offered me two different choices of the rewards visa @ 12.5% or the regular visa @ 9.5%.  I took the 9.5% just in case one day I need to carry a balance.  Rewards programs have never really worked out for me so I wasn't swayed by that.  However, thinking back I probably could have took the rewards since I usually PIF.  I guess I wasn't thinking clearly when I hit the accept button.  Oh well 

[trumpet-205]

Reward program from CU are usually sub-par at best. If I were you, I would pick low interest card as well.

[CS800]

Mine reports to all 3

Same CL as yours. CU's rewards are not the greatest sometimes.

[TNTransplant]

Ha!  Same here with a $7500 CL - looks like that's what they start everyone with... 

I took the non-rewards card, too, as I also wanted a semi-low rate in case I ever did have to carry a balance.