Reply
Established Contributor
ObeyJohnny12
Posts: 591
Registered: ‎05-05-2012
0

Does Discover Report?

Hello everyone.

I just wanted to know how long does Discover take to report to the credit agencies. I got the card on April and I already received two statements but still nothing on my report.

Should I wait a little longer or should I call and see what's happening?

Thanks in advance.
Gardening Since: March 4, 2013.
In My Wallet: Chase: Freedom Visa Signature | Sapphire Preferred World Mastercard. |
Frequent Contributor
suebee123
Posts: 252
Registered: ‎11-13-2011
0

Re: Does Discover Report?

They seem to take a little longer, I don't know why.  I have a discover account and my statment cut on the 4th of this month and still hasn't updated...

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Established Contributor
SwiftTone
Posts: 1,024
Registered: ‎02-27-2012
0

Re: Does Discover Report?

I've always read that it often takes them more than 2 statements to report.

 

I got my Discover mid April, and it started reporting a couple days after the 1st statement to all CRBs. I was pleasently surprised.

 

I've read you can call them and specifically ask them to do an "off cycle update" to your CR. You have to use that term.

 

Let us know how it works out!

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$5000, Barclays NFL: $0/$7000 Discover: $0/$10,000, Citi Dividend: $0/$3500

EQ FICO - 742
TU FICO - 734
EX FICO(AMEX) - 712
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
0

Re: Does Discover Report?

Discover took FOREVER to report for me. It literally just reported a few days ago, when I got my notification from Citi Identity Monitor. 

 

 

I got the card in February

Photobucket
Senior Contributor
john398
Posts: 3,515
Registered: ‎01-19-2009
0

Re: Does Discover Report?

Ditto, Took between 2 and 3 statements for me

New Contributor
jcx808
Posts: 53
Registered: ‎05-18-2007
0

Re: Does Discover Report?


suebee123 wrote:

They seem to take a little longer, I don't know why.  I have a discover account and my statment cut on the 4th of this month and still hasn't updated...


Same here, my statement cut off on the 4th and still hasn't updated on my credit report.  However, I did get a CL last month... maybe thats why, I'm not sure.


Starting Score: 720
Current Score: 725 EQ 746 TU as of 6/24/2012
Goal Score: 750


Take the FICO Fitness Challenge
Regular Contributor
dp321
Posts: 166
Registered: ‎04-16-2011
0

Re: Does Discover Report?

You need to exploit this window of opportunity to get another card. On a serious note, it took me two full statements (when I first got it, the statement cut a week after i received the card) tor mine to report. 


Starting Score: EQ: 703 (4/2011);
Current Score: EQ: 738 (04/2013)

Goal Score: ALL 800

Take the FICO Fitness Challenge
Frequent Contributor
suebee123
Posts: 252
Registered: ‎11-13-2011
0

Re: Does Discover Report?

I also got a CLI last month also...weird, but glad I'm not the only one.

Current: EQ Fico (700), EX Fico AMX (681) TU Fico Walmart (711) MyFico TU (708) Vantage: TU 803, EX 777, EQ 789
Goal: 700+ across the board.
Frequent Contributor
JollehRoger
Posts: 264
Registered: ‎06-05-2011
0

Re: Does Discover Report?

[ Edited ]

I was approved for mine in Jan and received my card in Feb. It started reporting a few days after my 3rd statement cut. I even called and the lady put through an off-cycle report because she said it should have reported by then but it hadn't. Discover likes to take its time initially reporting the account but they're worth the wait. By far my favorite card that I carry. I love the Customer Service too!


Scores: TU - 762 (Discover FICO - 6/01/2014), EQ - 716 (MyFico FICO - 12/1/2013)
Current Cards: NFCU cashRewards Sig - 5k, Amex BCE - 6.8k, Discover It - 5k, Citi Dividend WE- 5k, Chase Freedom - 2.5k
Last App: 6/10/2014. In the garden for a few years.
New Member
User592954
Posts: 37
Registered: ‎06-16-2012
0

Re: Does Discover Report?

[ Edited ]

Mine reported pretty fast within 90 days

But I think you need a balance on it

First couple of statements no report cause I used and paid off in few days

Once I let something hang after 30 days they reported

Now they report like clockwork

Discover was my first decent line on a ghost file rebuild

So they do take on unusual clients or little in bureaus

If the info helps you use it

 

Ghost in Bureau's from 1987 to 2010 (lot's of money no need for credit)
0 2010 in Bureaus
750 average beacon 2012
850 goal

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+