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Does Discover still delay reporting after CLI?

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CreditMuppet
Frequent Contributor

Does Discover still delay reporting after CLI?

Hello Myficoer's!

Does DIscover still delay reporting of a credit line for 1 statement after a CLI?  I know they use to, but is this still the case?

 

Thanks All !!


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Current Score: 765 (EX) 763 (EQ) 756 (TU)

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Message 1 of 10
9 REPLIES 9
AKO17
Regular Contributor

Re: Does Discover still delay reporting after CLI?

I can tell you they delayed the CLD I got about a month ago. It took 2-3 weeks to report, and has not actually reported to all 3 CRAs yet. Hope that helps. 

Message 2 of 10
ojefferyo
Valued Contributor

Re: Does Discover still delay reporting after CLI?

Mine has report every single month even with a CLI, which has been for the past few months in a row

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Message 3 of 10
gdale6
Moderator Emeritus

Re: Does Discover still delay reporting after CLI?


@CreditMuppet wrote:

Hello Myficoer's!

Does DIscover still delay reporting of a credit line for 1 statement after a CLI?  I know they use to, but is this still the case?

 

Thanks All !!


No, that glitch has been fixed.

Message 4 of 10
joshkm
New Contributor

Re: Does Discover still delay reporting after CLI?

They've done that to me in the past, but my CLI reported right away this month and I paid my balance down to $0 before my statement cut. I didn't think it'd show up until next month but they must have changed things.

Message 5 of 10
Anonymous
Not applicable

Re: Does Discover still delay reporting after CLI?

Didin't know they do such a thing. My discover cards report at least once a month, usually right after statement cut.
Message 6 of 10
bigpoppa09
Established Contributor

Re: Does Discover still delay reporting after CLI?

DISCOVER WILL report off cycle anytime u want call and ask.

Message 7 of 10
Anonymous
Not applicable

Re: Does Discover still delay reporting after CLI?

Bigpoppa09 - That's awesome info right there. Thank you!
Message 8 of 10
CreditMuppet
Frequent Contributor

Re: Does Discover still delay reporting after CLI?

UPDATE: So my big plan was to take advantage of the Discover non reporting status after a CLI so I could use my Discover card, during a mortgage refinance, so it would not report and hence effect my DTI Smiley Happy  Unfortunately Discover do indeed now report after a CLI, therefore I had to pay if off before the statement balance.  Thanks to everyone who responded.


Starting Score: 770
Current Score: 765 (EX) 763 (EQ) 756 (TU)

Auto Enhanced: 788 (EX)
Goal Score: 800
Take the FICO Fitness Challenge
Message 9 of 10
Anonymous
Not applicable

Re: Does Discover still delay reporting after CLI?

Mine have always reported at statement cut following the CLI.

Message 10 of 10
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