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Does Fidelity Amex pull Experian??

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salek10
Regular Contributor

Does Fidelity Amex pull Experian??

hello all!

 

what credit report does Fidelity Amex pull?? I think i read that Amex usually pulls experian, but since this is a fidelity card idk if that applies??

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730
Message 1 of 10
9 REPLIES 9
trumpet-205
Valued Contributor

Re: Does Fidelity Amex pull Experian??

This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.

Message 2 of 10
salek10
Regular Contributor

Re: Does Fidelity Amex pull Experian??


@trumpet-205 wrote:

This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.


Thanks for the quick response!!... Would you happen to know which CR does FIA usually pull??

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730
Message 3 of 10
trumpet-205
Valued Contributor

Re: Does Fidelity Amex pull Experian??

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.

Message 4 of 10
Creditaddict
Legendary Contributor

Re: Does Fidelity Amex pull Experian??


@salek10 wrote:

@trumpet-205 wrote:

This card is managed by FIA (BofA). AMEX has nothing to do with this card other than processing each transaction.


Thanks for the quick response!!... Would you happen to know which CR does FIA usually pull??


EX for app

TU usually for CLI

Message 5 of 10
salek10
Regular Contributor

Re: Does Fidelity Amex pull Experian??


@trumpet-205 wrote:

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.


Oh ok i see thanks for the info!!

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730
Message 6 of 10
Creditaddict
Legendary Contributor

Re: Does Fidelity Amex pull Experian??


@salek10 wrote:

@trumpet-205 wrote:

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.


Oh ok i see thanks for the info!!


I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened

Message 7 of 10
salek10
Regular Contributor

Re: Does Fidelity Amex pull Experian??


@Creditaddict wrote:

@salek10 wrote:

@trumpet-205 wrote:

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.


Oh ok i see thanks for the info!!


I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened


ufff really? well that sucks hehe.. thanks for the info I'll be ready for it

My Wallet: BofACashRewards $12,500 || Amex EveryDay $12,000 || CSP $6,000 || Fidelity Amex $5,000 || Citi Double Cash $4,400 || Chase Freedom $4,000 || Chase Slate $3,000 || Discover it $3,000 || BofABetterBalance $2,900 || AmexCosto: $2,200 || ExpressStore Card 1,400

FICO Transunion: 730
Message 8 of 10
Creditaddict
Legendary Contributor

Re: Does Fidelity Amex pull Experian??


@salek10 wrote:

@Creditaddict wrote:

@salek10 wrote:

@trumpet-205 wrote:

FIA pulls CR randomly. I was pulled EQ and TU for two of mine BofA cards.


Oh ok i see thanks for the info!!


I see you have 2 BofA cards already... be prepared to recon and possibly use some of your CL from 1 of them to get the Fidelity Amex opened


ufff really? well that sucks hehe.. thanks for the info I'll be ready for it


I mean it just depends how long you have had the 2 cards you have had and what is on your credit reports... I see a higher amex but then all smaller limits then your BofA.

Message 9 of 10
score_building
Senior Contributor

Re: Does Fidelity Amex pull Experian??

Thawed TU prior to app and that's what they pulled.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 10 of 10
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