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Regular Contributor
Posts: 119
Registered: ‎03-08-2009
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Re: Does GEMB/GE Capital Bank Limit Store Cards?

I just apped (all in same day) and was approved for:

 

Lowes-$500, called and was approved for $1000.

Care Credit $1000

Paypal $700

Penney's $300 (going to recon this as I just got my first job in an office in 18 years-been working at home for all that time)

Amazon $1400 (had to call in for this as I got the 7-10 day)

Walmart $800

 

DH apped for Lowes and Walmart


Scores mid 600s across the board.

 

Regular Contributor
Posts: 228
Registered: ‎02-08-2013
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Re: Does GEMB/GE Capital Bank Limit Store Cards?

Well it's interesting journey for me ... I do have good number of cards from GE as of now ...
Here we go with the list
PayPal master card - 3k
Gap store card - 2.5k
Walmart discover card - 1k
JCP - 250
Toy r us master card -500
TJRX - 400k
AE store card - 300
Amazon store card - 1k

I applied last 4 cards on same day and called each support line to get it approved.
CL is less for most cards, however I feel I can spend couple of bucks on each and maintain credit utilization optimal.
I love these cards as each one comes with good promotional offers and rewards which u can claim for a long run.
Penfed Rewards Visa Sigg (25K)/ Penfed Promise card (5K)/ Penfed Amex Travel Rewards card(20K)/AMEX ZYNC (NPSL)/AMEX Startwood(9K)/AMEX COSTCO(5K)/AMEX EVERY DAY (10K)/AMEX HILTON HONOURS (8K)/CHASE FREEDOM(4K)/Chase Salte(12K)/AMEX Fidelity Investments(7.5K)/BOA Better Balance Rewards(5K)/BoA Travel Signature Card (10K)/BoA rewards cards (15K)/AMEX MACYS(6K)/Barclaycard Rewards(3K)/Salie Mea (5K)/DISCOVER IT(7K)/ DCU VISA Platinum Card(7.5K)/PAYPAL MASTER CARD(8K)/GAP(4.5K)/US Bank Flex Rewards (6K)/ Best Buy (4k)/Gymbore Visa card(6K)/ TARGET(600)/CHILDREN PLACE(900)/WALMART DISCOVER(8K)/TOY R US MASTER CARD(8K)/JCP(4K)/KOHLS(400)– Total 31 Cards
Valued Contributor
Posts: 1,540
Registered: ‎11-10-2012
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Re: Does GEMB/GE Capital Bank Limit Store Cards?


CreditCrusader wrote:

I currently have the GEMB CareCredit ($800 CL), Wal-Mart ($600) and JCP ($200 :smileymad: ), but I was denied by Meijer very shortly thereafter and I'm wondering whether GEMB places a cap on how many of their cards they will allow you to have. I'd very much like the Amazon.com store card for and its terrific no-interest deals for the holiday season, but wonder about whether GEMB cuts off potential applicants after a time.

 

Any thoughts?

 

Edited for additional question:

 

Also, who does GEMB/Amazon store card pull? I have read varying accounts where they stray from TU and pull EQ.


Maybe apping for too many in a short time will be denied, but total # of cards I don't think will be limited as long as you don't reach any internal CL wall they may have.

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Established Contributor
Posts: 727
Registered: ‎01-13-2013
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Re: Does GEMB/GE Capital Bank Limit Store Cards?

Lol indio you are quoting a 2011 post...
Amex PRG NPSL, Amex Delta 2k (AU) Discover iT 5k, BOFA Siggy $5k, BOFA AlaskaAir Siggy 5k, BBVA Compass $5k! Macy's $4.5k, C1 $2.5, SFCU $2.5k, SFCU LOC $2k, Paypal SmartC $4k, Sam's 5.5k Victoria Secret $2k, Kay's $1.7k.,76/Citi $1.5k Amazon $5k, Walmart Disco $3k JC Penny $4k, C1 $2.5, BBRZ 700.
Starting:TU:536 EXP:561 : EQ:552 Current:TU:680 Walmart (2-15-14)EXP:712 FICO!! (12-4-13):EQ:622 (FICO 2-6-14) Uti 27% Goal: 720 By 12-13.
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
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Re: Does GEMB/GE Capital Bank Limit Store Cards?

I have at least 5 and about $90k in unused credit from them lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Does GEMB/GE Capital Bank Limit Store Cards?

The internal limit is $100k.
This is per a GE Banker.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Frequent Contributor
Posts: 472
Registered: ‎04-09-2012
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Re: Does GEMB/GE Capital Bank Limit Store Cards?

I have 7, ranging from $400 to $3000.  They are spread out over 3 years.  Apping for cards in a short period of time can raise a red flag with them and lead to cancellation of  or making inactive all GE cards.  They will not let you exceed a total credit limit of $100,000.

Barclays USAir World MC $8300 - DCU $7500 - USAA World MC $7000 - PayPal Extras MC (GE) $5500 - Chase Saphire Preferred $5000 - Discover It $6000 - Barclays Sallie May $2700 - Chase Freedom $1000 - Capital One $8500 (business) - store cards ranging from $500-$9500
Valued Contributor
Posts: 1,990
Registered: ‎09-16-2011
0

Re: Does GEMB/GE Capital Bank Limit Store Cards?

I have oldest is 2 years 1 month, first two were 9 months apart, and the last two same time...  all started at less than 1k limit except for the Paypal started at 2k. No calls to the underwriter, just luv button on the site or automated phone system or Auto-CLI's

 

Amazon  3.9k   25 months

Walmart 2.5k    18 months

Sam's Club 4.8k 9 months

Paypal Extras Mastercard  3.2k 9 months 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Delta Gold 6k & Zync NPSL, Sally Mae5k Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
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