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11-29-2011 09:55 PM
I just apped (all in same day) and was approved for:
Lowes-$500, called and was approved for $1000.
Care Credit $1000
Penney's $300 (going to recon this as I just got my first job in an office in 18 years-been working at home for all that time)
Amazon $1400 (had to call in for this as I got the 7-10 day)
DH apped for Lowes and Walmart
Scores mid 600s across the board.
05-01-2013 07:34 PM
05-01-2013 07:37 PM
I currently have the GEMB CareCredit ($800 CL), Wal-Mart ($600) and JCP ($200 ), but I was denied by Meijer very shortly thereafter and I'm wondering whether GEMB places a cap on how many of their cards they will allow you to have. I'd very much like the Amazon.com store card for and its terrific no-interest deals for the holiday season, but wonder about whether GEMB cuts off potential applicants after a time.
Edited for additional question:
Also, who does GEMB/Amazon store card pull? I have read varying accounts where they stray from TU and pull EQ.
Maybe apping for too many in a short time will be denied, but total # of cards I don't think will be limited as long as you don't reach any internal CL wall they may have.
05-01-2013 08:07 PM
05-01-2013 08:27 PM
05-01-2013 08:28 PM
05-01-2013 09:06 PM
I have 7, ranging from $400 to $3000. They are spread out over 3 years. Apping for cards in a short period of time can raise a red flag with them and lead to cancellation of or making inactive all GE cards. They will not let you exceed a total credit limit of $100,000.
05-01-2013 09:19 PM
I have oldest is 2 years 1 month, first two were 9 months apart, and the last two same time... all started at less than 1k limit except for the Paypal started at 2k. No calls to the underwriter, just luv button on the site or automated phone system or Auto-CLI's
Amazon 3.9k 25 months
Walmart 2.5k 18 months
Sam's Club 4.8k 9 months
Paypal Extras Mastercard 3.2k 9 months
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