02-09-2009 05:32 PM
Well my original question is solved. I just got approved for a GEMB/Dillards card with a TU Fico of 629. The thing that I don't get is that I applied for a Walmart, JCP, and Old Navy card the same day, and the only one I was approved for was the Dillards card.
Any ideas why I would be approved for one GEMB card and not another? Is there some kind of limit?
02-09-2009 05:50 PM - edited 02-09-2009 05:51 PM
They may be BK friendly with the store charge cards that they manage, but not with their own GE Money MasterCards like the Earth Rewards.
Also, those with BKs often end up only getting a PayPal Buyer Credit account when they apply for the eBay or PayPal Plus MasterCard.
02-09-2009 10:22 PM
02-09-2009 10:33 PM
These are the GOOD GE Money Cards. Get one today!
02-10-2009 05:39 AM
GEMB does what they want, when they want and I can't figure any of it out.
I have a JC Penney card that is at $2700, PIF, never late, etc., but they only offered me $500 at Ashley Furniture, through GEMB.
02-10-2009 05:52 AM
07-20-2009 10:58 PM
This is an older thread, but I thought I'd update it because it helped me. Thanks to everyone who posted.
Ch 13BK from 05 - discharged 2/09. Less than 6 months later (7/09), I applied for:
Dillard's 700 CL
Walmart 500 CL
JCPenney 1200 CL
Good luck to everyone trying to recuperate from BK.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.