Well my original question is solved. I just got approved for a GEMB/Dillards card with a TU Fico of 629. The thing that I don't get is that I applied for a Walmart, JCP, and Old Navy card the same day, and the only one I was approved for was the Dillards card.
Any ideas why I would be approved for one GEMB card and not another? Is there some kind of limit?
They may be BK friendly with the store charge cards that they manage, but not with their own GE Money MasterCards like the Earth Rewards.
Also, those with BKs often end up only getting a PayPal Buyer Credit account when they apply for the eBay or PayPal Plus MasterCard.
These are the GOOD GE Money Cards. Get one today!
GEMB does what they want, when they want and I can't figure any of it out.
I have a JC Penney card that is at $2700, PIF, never late, etc., but they only offered me $500 at Ashley Furniture, through GEMB.
This is an older thread, but I thought I'd update it because it helped me. Thanks to everyone who posted.
Ch 13BK from 05 - discharged 2/09. Less than 6 months later (7/09), I applied for:
Dillard's 700 CL
Walmart 500 CL
JCPenney 1200 CL
Good luck to everyone trying to recuperate from BK.