New Contributor
Posts: 109
Registered: ‎08-12-2012

Does Line of Credit impact Util?

Hi all,


im considering PCing to a Visa Signature card and want to make sure I have all my ducks in a row beforehand. Curious if  Lines of Credit are **bleep**


my current utilization is 7% and I have a $10k LOC that is unused so want to make sure it is used to **bleep** visa Siggy will no longer report with a limit.



Current: 12/6/12 708 Exp Fico
Goal Score: 740then Garden

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+