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Old thread, but welcome to the forums Ray!
Take a look around, this is one of the best resources on the planet when it comes to establishing credit.
I don't know about montgomery ward but I verified today that grandpointe does report to all 3 bureaus and they pull from Equifax to open the account. You are given 100 to start and to prove yourself. Unless your credit is absolutely the worst in history, it is a near guarantee you are approved...so it's a great way to start rebuilding or building credit whichever the case may be...only down side is crappy merchandise and high shipping...they also said if you want a cli, be sure your order totals $47.94 or more(7.99 x 6 mnths) or it will bump you out of a cli, ie) 6 months pay history and lowest min pay per month of 7.99
@austinguy907 wrote:Didn't realize they were even still in business.
@austinguy907 wrote:Didn't realize they were even still in business.
That makes two of us. Hadn't heard that name in a realy long time.