Does Penfed use the same HP within 30 days?

[Ron1]

I got approved for Penfed Thrifty Credit Service yesterday over the phone. A friend of mine told me they used same HP to approve any credit products within 30 days. Is that true?

Ron.

[Kenny]

I think the lady told me on the phone 90 days, but she may have said 30, as well. Not sure.

[Creditaddict]

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@Ron1 wrote:

I got approved for Penfed Thrifty Credit Service yesterday over the phone. A friend of mine told me they used same HP to approve any credit products within 30 days. Is that true?

Ron.

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I also believe it's even longer than 30 but you for sure have 30.... APPLY AWAY RON, can't wait to hear all the products you get

[Ron1]

Thanks!!!! I am looking at Penfed Rewards Visa Signature card.  I got a HP from EQ.

Ron.

[Ron1]

Thanks!!!! I am looking at Penfed Rewards Visa Signature card.  What do you guys think?

Ron.

[texastrojan]

Both of my vehicles get below average to super below average MPG so the 5% cash back with the Penfed Cash Rewards card was too good to pass up for me.

[-Wade-]

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@Ron1 wrote:

I got approved for Penfed Thrifty Credit Service yesterday over the phone. A friend of mine told me they used same HP to approve any credit products within 30 days. Is that true?

Ron.

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It used to be 90 days if they have not changed it

[Ron1]

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@-Wade- wrote:

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@Ron1 wrote:

I got approved for Penfed Thrifty Credit Service yesterday over the phone. A friend of mine told me they used same HP to approve any credit products within 30 days. Is that true?

Ron.

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It used to be 90 days if they have not changed it

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Thanks for the info. I need to wait for Thrifty Credit Service to show up on the lineup.

Ron.

[dodgerslv]

you should be good to go Ron. I got instantly approved when i opened my checking account last week. Still was one HP for both. Got approved for 22.5k without needed any other documentation and surprised since i have opened about 6 accounts this year already.

[Ron1]

I searched the old thread. Penfed changed from 90 days to 30 days policy for using the same HP.

link:

http://ficoforums.myfico.com/t5/Credit-Cards/PenFed-reusing-a-pull/m-p/1681350/highlight/true#M46667...

Ron.