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Mega Contributor
Creditaddict
Posts: 18,927
Registered: ‎10-23-2007

Does Pier 1 through Comenity Bank use shopping Cart trick?

[ Edited ]

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Mega Contributor
Creditaddict
Posts: 18,927
Registered: ‎10-23-2007

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?


Creditaddict wrote:

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!


GASP... No One?

Fico Scores: EQ 657 Cabelas, TU 665 GE, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Valued Contributor
MsLadyRover
Posts: 2,727
Registered: ‎03-14-2012

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?

After Pier 1 changed from Chase to Comenity, I tried several times last year to get the shopping trick to work.  It never would. 

So after a couple of months of trying, I finally gave up and decided to just apply for it online and was instantly approved for $1500.  A couple of months ago I received a $500 CLI with a SP.



Starting Score: 639 (Walmart TU)
Current Score: TU 699 (myFICO) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

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Valued Contributor
injustifiiable
Posts: 1,846
Registered: ‎03-30-2012

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?


Creditaddict wrote:

Creditaddict wrote:

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!


GASP... No One?


I doubt it.

 

I feel like the shopping cart trick really just works on the clothing stores (and maybe the Sportsman's Guide if you're lucky.). I've tried on most of the other sites and have had no luck at all.

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950

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