Credit Cards Center Credit cards from our partners
Reply
Epic Contributor
Posts: 25,801
Registered: ‎10-23-2007
0

Does Pier 1 through Comenity Bank use shopping Cart trick?

[ Edited ]

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Epic Contributor
Posts: 25,801
Registered: ‎10-23-2007
0

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?


Creditaddict wrote:

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!


GASP... No One?

Fico Scores 8: EX 694. TU 689. EQ 658. 05/26/2015
Valued Contributor
Posts: 2,829
Registered: ‎03-14-2012
0

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?

After Pier 1 changed from Chase to Comenity, I tried several times last year to get the shopping trick to work.  It never would. 

So after a couple of months of trying, I finally gave up and decided to just apply for it online and was instantly approved for $1500.  A couple of months ago I received a $500 CLI with a SP.



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,968
Registered: ‎03-30-2012
0

Re: Does Pier 1 through Comenity Bank use shopping Cart trick?


Creditaddict wrote:

Creditaddict wrote:

Does Pier 1 offer shopping trick for credit card by chance?
I feel like only the clothing stores they back do but I hadn't realized it wasn't Chase anymore.
Funny was sales associate was saying I should apply and I said "oh, Is it still Chase?"
She said " No, Pier 1 left them and went to a bank that specialized in retail credit because Chase had our customers down to a 44% approval and now we are at about 73%"
I kind of had a skip in my heart that she knew such a thing and I loved it!


GASP... No One?


I doubt it.

 

I feel like the shopping cart trick really just works on the clothing stores (and maybe the Sportsman's Guide if you're lucky.). I've tried on most of the other sites and have had no luck at all.

Scores 8/18/2015: TU FICO: 651 | EQ FICO: 645| EX AMEX FICO: 630

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $2500 | Amazon Rewards Visa: $1500 | Chase Freedom: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1750 | Target: $1100 | J.Crew $13,950
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.