Does Sears Blacklist ?

[Anonymous]

I had a Sears account many, many,many years ago.. I got it when I was out of high school
and ended up in the situation of being young, not working, and not paying for my balance
and it ended up as a charge off... no BK... this was likely about 1994 / 95.
It is off of my credit report, but I am wondering does Sears keep track of these sorts
of things ? If I were to apply for a Sears account, with a red flag come up ?
Would they shoot me down because of my past history with them ?

[haulingthescoreup]

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@Anonymous wrote:

I had a Sears account many, many,many years ago.. I got it when I was out of high school and ended up in the situation of being young, not working, and not paying for my balance and it ended up as a charge off... no BK... this was likely about 1994 / 95. It is off of my credit report, but I am wondering does Sears keep track of these sorts of things ? If I were to apply for a Sears account, with a red flag come up ? Would they shoot me down because of my past history with them ?

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Try calling Citi and asking! They do have very good CSR's, even though I hate my Citi Sears MC with an undying passion. Unless they GW my late, in which they will become my bestest, bestest card.

Even on the weekends and late in the evening, I've always gotten US reps. They have been very knowledgeable and helpful, except in doing what I'd like them to do.

[fused]

YES!

[haulingthescoreup]

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@fused wrote:

YES!

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Oh well, then, never mind. I am not in my right mind today. Fumes from flooring glue and carpet pads.

[Anonymous]

It took me 4 trys to get in with sears

I dont belive they black list

[Anonymous]

you can now use a sears card at kmart and pay your bill in their too same goes for sears

Message Edited by alaskan_assassin on 12-01-2007 06:20 PM

[Anonymous]

Sears doesn't blacklist but Citi does... Citibank finances Sears credit cards.

[heirophant]

This is a good question.  On the same note, I have a settle CO w/BOA.  I would like to get my Alaska Airlines Visa back when my credit score rises.  Does anyone know if BOA blacklists?

[Anonymous]

you might want to call Boa on this Q, How long ago was your CO?  If its 7 years ago I wouldn't worry about it, Alaska air line card has been really easy to get since early last year I got it with a fico 640

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heirophant wrote:

This is a good question.  On the same note, I have a settle CO w/BOA.  I would like to get my Alaska Airlines Visa back when my credit score rises.  Does anyone know if BOA blacklists?

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[orl2185]

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JFritz001 wrote:
I had a Sears account many, many,many years ago.. I got it when I was out of high school
and ended up in the situation of being young, not working, and not paying for my balance
and it ended up as a charge off... no BK... this was likely about 1994 / 95.
It is off of my credit report, but I am wondering does Sears keep track of these sorts
of things ? If I were to apply for a Sears account, with a red flag come up ?
Would they shoot me down because of my past history with them ?

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They did for me... A BIG YES