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Established Member
JFritz001
Posts: 35
Registered: ‎09-04-2007

Does Sears Blacklist ?

I had a Sears account many, many,many years ago.. I got it when I was out of high school
and ended up in the situation of being young, not working, and not paying for my balance
and it ended up as a charge off... no BK... this was likely about 1994 / 95.
It is off of my credit report, but I am wondering does Sears keep track of these sorts
of things ? If I were to apply for a Sears account, with a red flag come up ?
Would they shoot me down because of my past history with them ?
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Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Does Sears Blacklist ?


JFritz001 wrote:

I had a Sears account many, many,many years ago.. I got it when I was out of high school and ended up in the situation of being young, not working, and not paying for my balance and it ended up as a charge off... no BK... this was likely about 1994 / 95. It is off of my credit report, but I am wondering does Sears keep track of these sorts of things ? If I were to apply for a Sears account, with a red flag come up ? Would they shoot me down because of my past history with them ?
Try calling Citi and asking! They do have very good CSR's, even though I hate my Citi Sears MC with an undying passion. Unless they GW my late, in which they will become my bestest, bestest card. :smileyhappy:

Even on the weekends and late in the evening, I've always gotten US reps. They have been very knowledgeable and helpful, except in doing what I'd like them to do.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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fused
Posts: 16,243
Registered: ‎03-12-2007

Re: Does Sears Blacklist ?

YES!
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,115
Registered: ‎04-01-2007

Re: Does Sears Blacklist ?



fused wrote:
YES!



Oh well, then, never mind. I am not in my right mind today. Fumes from flooring glue and carpet pads. :smileytongue:
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Member
alaskan_assassin
Posts: 62
Registered: ‎12-01-2007

Re: Does Sears Blacklist ?

It took me 4 trys to get in with sears
 
I dont belive they black list
Member
alaskan_assassin
Posts: 62
Registered: ‎12-01-2007

Re: Does Sears Blacklist ?

[ Edited ]
you can now use a sears card at kmart :smileyhappy: and pay your bill in their too same goes for sears


Message Edited by alaskan_assassin on 12-01-2007 06:20 PM
Established Contributor
FaircreditguyFL
Posts: 665
Registered: ‎03-31-2007

Re: Does Sears Blacklist ?

Sears doesn't blacklist but Citi does... Citibank finances Sears credit cards.
Established Contributor
heirophant
Posts: 532
Registered: ‎11-25-2007

Re: Does Sears Blacklist ?

This is a good question.  On the same note, I have a settle CO w/BOA.  I would like to get my Alaska Airlines Visa back when my credit score rises.  Does anyone know if BOA blacklists?
FICO's: TU: 682 EX: 688 EQ: Unknown

In my wallet (strikethough are getting the axe soon): Amex Rewards Plus Gold | BECU: 10,000 | AlaskaUSA FCU: 6,900 | Citi Forward 6,500 | BOA Travel Rewards: 5,000 | US Bank Cash+: 5,000 | Merrick: 4,200 | Chase Freedom: 3,500 | Juniper: 3,100 | Household: 2,450 | Best Buy Reward Zone: 2,000 | Cap1: 1,500 | Cap1: 750 | Bailey's Furniture: 3,100 | Lowes: 4,500 | Care Credit: 2,000 | Zales: 1,400 | Kohls: 400 | Sam's: 5,200 | Walmart: 1,100 | Discover More: 1,000
Member
alaskan_assassin
Posts: 62
Registered: ‎12-01-2007

Re: Does Sears Blacklist ?

you might want to call Boa on this Q, How long ago was your CO?  If its 7 years ago I wouldn't worry about it, Alaska air line card has been really easy to get since early last year I got it with a fico 640

heirophant wrote:
This is a good question.  On the same note, I have a settle CO w/BOA.  I would like to get my Alaska Airlines Visa back when my credit score rises.  Does anyone know if BOA blacklists?



Established Contributor
orl2185
Posts: 777
Registered: ‎03-07-2007

Re: Does Sears Blacklist ?



JFritz001 wrote:
I had a Sears account many, many,many years ago.. I got it when I was out of high school
and ended up in the situation of being young, not working, and not paying for my balance
and it ended up as a charge off... no BK... this was likely about 1994 / 95.
It is off of my credit report, but I am wondering does Sears keep track of these sorts
of things ? If I were to apply for a Sears account, with a red flag come up ?
Would they shoot me down because of my past history with them ?


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