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Does Synch combine credit limits?

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grillandwinemaster
Valued Contributor

Does Synch combine credit limits?

I haven't heard of synch combining credit limits on

Co branded cards. 

 

More specifically, I need a large CL on

A Lowe's card for a big remodel project on my house.

 

Can I close a Care Credit and transfer limit to Lowe's?

I'm guessing I already know the answer is no!

But I wanted to throw it out there in case anybody had further guidance and direction. 

 

Thanks!


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 1 of 2
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UncleB
Credit Mentor

Re: Does Synch combine credit limits?


@grillandwinemaster wrote:

I haven't heard of synch combining credit limits on

Co branded cards. 

 

More specifically, I need a large CL on

A Lowe's card for a big remodel project on my house.

 

Can I close a Care Credit and transfer limit to Lowe's?

I'm guessing I already know the answer is no!

But I wanted to throw it out there in case anybody had further guidance and direction. 

 

Thanks!


You can't reallocate CLs with Synchrony cards, but if you're at max exposure many have reported being able to lower/close another card, then go back to get a CLI on the one where they wanted it. 

 

If you haven't already, give CS a call: 877-379-8173

Message 2 of 2
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