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Does USBank Platinum VISA give free FICO?

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chrisw1968uk
Frequent Contributor

Re: Does USBank Platinum VISA give free FICO?

cards.PNG

They have been good to me - my other US Bank card (Flexperks) has been sock drawered - but they have never denied any request for anything that I have asked for, which is ok with me lol Smiley Wink

Message 21 of 33
12njoy
Super Contributor

Re: Does USBank Platinum VISA give free FICO?


@chrisw1968uk wrote:

cards.PNG

They have been good to me - my other US Bank card (Flexperks) has been sock drawered - but they have never denied any request for anything that I have asked for, which is ok with me lol Smiley Wink


You're in the in crowd with US Bank.  Congrats

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 22 of 33
chrisw1968uk
Frequent Contributor

Re: Does USBank Platinum VISA give free FICO?

Holy Crap!! I just looked at your CL's - Seems your in the "In Crowd" with everyone else! lol

Message 23 of 33
12njoy
Super Contributor

Re: Does USBank Platinum VISA give free FICO?


@chrisw1968uk wrote:

Holy Crap!! I just looked at your CL's - Seems your in the "In Crowd" with everyone else! lol


LOL, not exactly.  Not all of those are single limit cards.  The two biggest are single cards (Capital One and Wells Fargo)

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 24 of 33
ddemari
Super Contributor

Re: Does USBank Platinum VISA give free FICO?

Those are some amazing credit lines with US BANK!
Message 25 of 33
12njoy
Super Contributor

Re: Does USBank Platinum VISA give free FICO?


@ddemari wrote:
Those are some amazing credit lines with US BANK!

They sure are.  I think US Bank obviously wants a pretty flawless report.  I learned through one of my US Bank applications that I had been approved for 9k by the system and then denied on manual review.  That was a slip by the CSR who told me I had a 9k card when I knew that application had been denied.

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 26 of 33
ddemari
Super Contributor

Re: Does USBank Platinum VISA give free FICO?

Dang! They definitely like a very solid clean non seeking profile.
Message 27 of 33
12njoy
Super Contributor

Re: Does USBank Platinum VISA give free FICO?


@ddemari wrote:
Dang! They definitely like a very solid clean non seeking profile.

Smiley LOL  It'll take me two years of gardening to get in their good favor and we know two years of gardening isn't going to happen

(Formerly known as: Credit is my hobby/TCL objective)
___________ 12Njoy
FICO - EX 810; EQ 797; TU 804 I'm climbing back to 800+
Message 28 of 33
ddemari
Super Contributor

Re: Does USBank Platinum VISA give free FICO?


@12njoy wrote:

@ddemari wrote:
Dang! They definitely like a very solid clean non seeking profile.

Smiley LOL  It'll take me two years of gardening to get in their good favor and we know two years of gardening isn't going to happen


I feel the same way for sure! 

Message 29 of 33
CreditCuriosity
Moderator Emeritus

Re: Does USBank Platinum VISA give free FICO?


@ddemari wrote:

@12njoy wrote:

@ddemari wrote:
Dang! They definitely like a very solid clean non seeking profile.

Smiley LOL  It'll take me two years of gardening to get in their good favor and we know two years of gardening isn't going to happen


I feel the same way for sure! 


I have a seedling I am trying! Smiley Tongue  Gardening since 11/16/2015!

Message 30 of 33
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