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New Contributor
Posts: 61
Registered: ‎08-22-2007
0

Does Victoria's Secret report AU?

My DH and I just recently got married and plan to buy a new home next year (if the market doesn't tank so much that we can't make a nice profit on both of our homes!).  I'm working on repairing his credit which was destroyed due to divorce.  He hasn't used any credit cards in 4 years since they were all charged off.  I found one store charge card on his report that happened to be his oldest TL (19 years) that showed inactive for the last 7 years!  We were able to log in to that store site and make a purchase with that card and have requested a replacement card.  So, I'm hoping that reactivating that account will help his score some.  I immediately made a payment after the purchase so that the amount reporting will be 9%. 
 
I'm hoping that he can get a little help by piggybacking on some of my accounts until (if) FICO 08 rolls out.  I only want to put him on cards that will have 0-9% utilization on them, which is my VS card right now.  I should have a couple of other cards with low util soon! 
 
So, does anyone know if Victoria's Secret reports authorized users?  For future reference, what about Household, Cap One, Hooter's, and Wamu?
 
Thanks!
New Contributor
Posts: 61
Registered: ‎08-22-2007
0

Re: Does Victoria's Secret report AU?

P.S.  Does anyone know if JcPenney (Gemb) reports AU?  I'd like to get his 19 year history on my credit scores!  My oldest account is only 12 years old.
Established Member
Posts: 55
Registered: ‎06-20-2008
0

Re: Does Victoria's Secret report AU?

i do know citibank reports AU to all CRAs. I would like to know what other companies report and to whom.
Frequent Contributor
Posts: 317
Registered: ‎06-27-2008
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Re: Does Victoria's Secret report AU?

best buy
myFICO - EQ: 776 EX: 763 TU: 791
Established Member
Posts: 19
Registered: ‎01-08-2008
0

Re: Does Victoria's Secret report AU?

Victoria's secret does not report AU as far as I know.  I added my husband to mine about 6 months ago and it hasn't ever reported.  ( I didn't think it would though since they didn't ask for a social security number and label him as an authorized buyer).  Cap One does report AU though - I think only to EQ and TU though.
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