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VLAJMA
Posts: 7
Registered: ‎07-29-2007

Does WFNNB Blacklist?

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‎06-12-2009 12:17 PM

Hi,

 

Was interested in applying for a Vicky Secret card but had a charge off/paid in full with WFNNB (Express Card)back in 2003 when I was a student. My credit report is clean, no more baddies, but was wondering if I would be blacklisted by them for past history.

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Mega Contributor
Creditaddict
Posts: 11,006
Registered: ‎10-23-2007

Re: Does WFNNB Blacklist?

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‎06-12-2009 12:20 PM

yes
Waiting is so Overrated! :smileytongue:
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Frequent Contributor
wndrwmn78
Posts: 256
Registered: ‎04-16-2009

Re: Does WFNNB Blacklist?

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‎06-12-2009 12:43 PM

Not necessarily. I guess it depends on how long it's been. I had both Victoria's Secret and Express sent to collections over 10 years ago (stupid college credit years), but was recently approved for a Pottery Barn card.
Starting Score: 670 EQ and 674 TU
Current Score: 670 EQ and 674 TU
Goal Score: 750 both EQ and TU

Take the FICO Fitness Challenge
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Frequent Contributor
lessons_learned
Posts: 312
Registered: ‎08-23-2008

Re: Does WFNNB Blacklist?

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‎06-14-2009 07:15 AM

I had one of their cards 10 yrs ago.  It was charged off.  I apped last yr and I was blacklisted.
Where I was 8/22/08 TU 581 EQ 554 EX 615
Where I am 7/30/09 EX 737 (FAKO) EQ 689 TU 745
Can't wait to see what my scores will be when all my accounts hit the 1 year mark!
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