Posts: 7
Registered: ‎07-29-2007

Does WFNNB Blacklist?



Was interested in applying for a Vicky Secret card but had a charge off/paid in full with WFNNB (Express Card)back in 2003 when I was a student. My credit report is clean, no more baddies, but was wondering if I would be blacklisted by them for past history.

Epic Contributor
Posts: 22,037
Registered: ‎10-23-2007

Re: Does WFNNB Blacklist?

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Frequent Contributor
Posts: 256
Registered: ‎04-16-2009

Re: Does WFNNB Blacklist?

Not necessarily. I guess it depends on how long it's been. I had both Victoria's Secret and Express sent to collections over 10 years ago (stupid college credit years), but was recently approved for a Pottery Barn card.

Starting Score: 670 EQ and 674 TU
Current Score: 670 EQ and 674 TU
Goal Score: 750 both EQ and TU

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Frequent Contributor
Posts: 312
Registered: ‎08-23-2008

Re: Does WFNNB Blacklist?

I had one of their cards 10 yrs ago.  It was charged off.  I apped last yr and I was blacklisted.
Where I was 8/22/08 TU 581 EQ 554 EX 615
Where I am 7/30/09 EX 737 (FAKO) EQ 689 TU 745
Can't wait to see what my scores will be when all my accounts hit the 1 year mark!

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