Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Reply
Topic Options
Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Does WFNNB blacklist?

Options

‎08-12-2012 05:20 PM

I've searched the forum and found a few posts -- some say yes and others say no. So, I'm not quite sure what to think. I'd hate to get a HP if they have a long memory.

 

Anyone know from personal experience if they blacklist from a very old CO?

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 1 of 3 (206 Views)
 
Reply
Valued Contributor
tcbofade
Posts: 1,060
Registered: ‎09-26-2011

Re: Does WFNNB blacklist?

Options

‎08-12-2012 05:30 PM

I was just reading the other thread, and it's very possible that this is the reason you're not getting preapprovals on their websites...



Last app 08/08/2012. App free in 2013!

Current Scores: EX 665 (FCR) TU: 668 (Wally) EQ: Your guess is as good as mine. :smileytongue:



Zero percent financing is where the devil lives...

Last app 08 Aug 12. Next app 01 January 2013.

Message 2 of 3 (198 Views)
 
Reply
Valued Contributor
bichonmom
Posts: 3,131
Registered: ‎05-05-2011

Re: Does WFNNB blacklist?

Options

‎08-12-2012 05:50 PM

tcbofade wrote:

I was just reading the other thread, and it's very possible that this is the reason you're not getting preapprovals on their websites...

Possible, but I doubt it. That was over 20 yrs ago and I was in a different state. I doubt their computers would know I'm the same person w/o my SSN and DOB. I really think that my opting out is preventing the pre-approval. It won't work on Amex or Discover's sites, either.

 

 

 

~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*~*
EQ FICO 731 | TU FICO 751 (Walmart) | EX FAKO 748 | Goal: 800+

Edits, funky spacing and spelling due to my iPad not getting along with the forum editor!

Message 3 of 3 (177 Views)
 
Reply

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+