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Does Walmart BlackList?

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mnosal9
Regular Contributor

Does Walmart BlackList?

I had a paid chargeoff from 2008 with walmart and I got the tradeline deleted from my reports from a GW letter Smiley Happy . I was thinking of applying for walmart discover next year and im curious if they black list?

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: Does Walmart BlackList?


@mnosal9 wrote:

I had a paid chargeoff from 2008 with walmart and I got the tradeline deleted from my reports from a GW letter Smiley Happy . I was thinking of applying for walmart discover next year and im curious if they black list?


No, Should be good to apply now if you not only paid but then GW! What you waiting for?

Message 2 of 5
FinStar
Moderator Emeritus

Re: Does Walmart BlackList?


@Creditaddict wrote:

@mnosal9 wrote:

I had a paid chargeoff from 2008 with walmart and I got the tradeline deleted from my reports from a GW letter Smiley Happy . I was thinking of applying for walmart discover next year and im curious if they black list?


No, Should be good to apply now if you not only paid but then GW! What you waiting for?


I believe the OP's quote stated "gardening until 2014"?  Unless, I'm mistaken, there's really no need to rush as the OP was clearly looking into next year for applying.

OP - to qualify for the WM Discover, you may want to get those scores hovering close to or above the 700 range for best results.

Message 3 of 5
mnosal9
Regular Contributor

Re: Does Walmart BlackList?

Thanks for the info! Im going to wait until i hit the 700s and age my accounts a bit, so this time next year im hoping to post walmart discover approval Smiley Happy

Starting: 6/2012 : EX: 485(FAKO) EQ: 490(FICO) Trans: 482(FAKO)
Current : 4/2014: EX: 650(FICO) EQ: 664 (FICO) Trans: 681 (FICO)

Cards: NPSL Amex Green (AU), $11500 Discover IT, $4000 Quicksilver One, $3500 Bank of America Travel Rewards,$3000 Amex BCE,$3000 Quicksilver One, $3000 AA, $2500 Sallie Mae MC, $5000 Citibank AA, $1500 Barclay, $1200 Macys
~Back to the Garden~

Goal Score: 700 Across!

Gardening til 8/2014!!
Message 4 of 5
boomhower
Valued Contributor

Re: Does Walmart BlackList?

They do not blacklist.  For a solid chance at a Discover I'd wait until your scores are solidly into the 700's.

Message 5 of 5
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