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My score now EQ 588. If I used Walmart store card for after 4 months and PIF every months. Do they raise my CL ? or they don't with bad score?
@TrishN wrote:My score now EQ 588. If I used Walmart store card for after 4 months and PIF every months. Do they raise my CL ? or they don't with bad score?
I would think it's possible as long as you don't have any recent negative information and your other account balances are low.
When you are starting out with really low scores, they will usually still give CLIs, but they will be small like $75-$100. They get bigger as you build your history with them and improve your scores.
GE will soft your TU report which from your signature is at a decent score of 650 so as long as you make on time payments you should be fine.