08-18-2012 11:45 AM
Revolvers are reported to the credit bureau on a regular basis,some every month, others bi-monthly or quarterly.Does American express report the Zync card monthly like a revolver would be, or do the Zync go unreported?
08-18-2012 11:47 AM
It is reported every month with the balance, but it isn't included in util.
08-18-2012 12:49 PM - edited 08-18-2012 12:51 PM
Mountain, apply already. You need tofind out if you are even of their blacklist.
Not yet.First thing first. Attempting to get my auto credit back on the credit bureaus and on the bureau it was never reported.Then will go after a car lease.After that will see where I stand with AE. Will need to pull the trigger on auto and credit cards with in next 30 days, especially if I can't get my auto credit reporting once again. Thankfully, Infinite/Nissan say its not a problem because of my prior pay history with them. Wanted a Volkswagen but might have to get an Infinite lease.Life lesson, what can you say. A mistake by someone else can negatively impact you or I. My new FICO score is only one point difference.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.