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Does Zync card report to Credit Bureau every month?

Established Contributor

Does Zync card report to Credit Bureau every month?

Revolvers are reported to the credit bureau on a regular basis,some every month, others bi-monthly or quarterly.Does American express report the Zync card monthly like a revolver would be, or do the Zync go unreported?

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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Established Contributor

Re: Does Zync card report to Credit Bureau every month?

It is reported every month with the balance, but it isn't included in util.

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 2 of 5
Established Contributor

Re: Does Zync card report to Credit Bureau every month?

Thank you andre

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
Message 3 of 5
Valued Contributor

Re: Does Zync card report to Credit Bureau every month?

Mountain, apply already.  You need tofind out if you are even of their blacklist.

               LIMITS IN CARD DESCRIPTIONS
Message 4 of 5
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Established Contributor

Re: Does Zync card report to Credit Bureau every month?


Crashem wrote:

Mountain, apply already.  You need tofind out if you are even of their blacklist.


Not yet.First thing first. Attempting to get my auto credit back on the credit bureaus and on the bureau it was never reported.Then will go after a car lease.After that will see where I stand with AE. Will need to pull the trigger on auto and credit cards with in next 30 days, especially if I can't get my auto credit reporting once again. Thankfully, Infinite/Nissan say its not a problem because of my prior pay history with them. Wanted a Volkswagen but might have to get an Infinite lease.Life lesson, what can you say. A mistake by someone else can negatively impact you or I. My new FICO score is only one point difference.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured
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