Credit Cards

[MountainHiker]

Revolvers are reported to the credit bureau on a regular basis,some every month, others bi-monthly or quarterly.Does American express report the Zync card monthly like a revolver would be, or do the Zync go unreported?

[andre181]

It is reported every month with the balance, but it isn't included in util.

[MountainHiker]

Thank you andre

[Crashem]

Mountain, apply already.  You need tofind out if you are even of their blacklist.

[MountainHiker]

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Crashem wrote:

Mountain, apply already.  You need tofind out if you are even of their blacklist.

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Not yet.First thing first. Attempting to get my auto credit back on the credit bureaus and on the bureau it was never reported.Then will go after a car lease.After that will see where I stand with AE. Will need to pull the trigger on auto and credit cards with in next 30 days, especially if I can't get my auto credit reporting once again. Thankfully, Infinite/Nissan say its not a problem because of my prior pay history with them. Wanted a Volkswagen but might have to get an Infinite lease.Life lesson, what can you say. A mistake by someone else can negatively impact you or I. My new FICO score is only one point difference.