Does anybody ever apply for credit cards through ad links?

[HiLine]

Just wondering how much people trust those links. I myself probably never would for no particular reason even if I knew the link was 100% safe.

Edited: to clarify, I mean links from ad banners such as the ones we see near the top of this page.

[RSCo]

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@HiLine wrote:

Just wondering how much people trust those links. I myself probably never would for no particular reason even if I knew the link was 100% safe.

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I get my lowest CLs by doing this.. All of my highest CLs have come when I call the 800 number directly.. 

[09Lexie]

Interesting. Some have gotten pretty good bonuses not offered directly by the lenders website.

Ie Amex Platinum bonus a few months ago

[grubs]

I appee through the credit card match website yesterday for the amex BCE and got approved.

[power1234]

I don't think is a guaranteed approval but is not that bad

[HiLine]

Credit card match offers are not ad links. I was referring to the type of links on ad banners such as the ones near the top of this page.

[09Lexie]

In that case, I was app'ed for Discover in Jan and Mutual Bank of Omaha - no problems, both approvals and got the bonus offers.

[bs6054]

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@HiLine wrote:

Just wondering how much people trust those links. I myself probably never would for no particular reason even if I knew the link was 100% safe.

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Guess it depends on what "ad" means.   If it was a banner ad on a general site, probably not.  But going to one of the trusted credit sites, then yes.  Recently got the TYP with "5x gas, groceries and drug stores for 12 months" , not available from the Citi website, and that turns an otherwise pretty marginal card into a very good one!

Edit: Just saw your later post.  So first case above!

[boomhower]

Unless there is a bonus offer not available on the cards site I just go through the cards site.

[LisaJ]

I choose where to app in this order-

1) If there are SP prequalifiers, and I get a favorable message, I app through that portal.  That is how I apped for Discover, and BCP.

2) I search for the best offers, which I how I found the $100 for a $750 spend for  Barclays World Mastercard.

3) If I don't have the option of A or B, I choose an affilate (blogger or site like myFico) that I have gained information or help from in some way and give back a little by apping through them. That's how I apped with Chase.

That said, I have apped only 5 times, i think,  in the last several years, aside from CLIs...and all new apps were between July and and yesterday.  So I am not app happy, though I do have to restrain myself, because I get quite a rush at acceptances.