10-09-2012 11:18 PM
10-09-2012 11:21 PM
Walmart Discover yes...US BANK HAS FREE FICO?? I shouldv'e apped for that card! Damnit! Oh well!
10-09-2012 11:56 PM - edited 10-09-2012 11:57 PM
All US Bank accounts include the score free with internet banking. Although, it seems to pretty much be a one time thing. Maybe somehow once a year, but I am not seeing it.
10-10-2012 03:25 AM
The US Bank EX score is a Fako
10-10-2012 04:01 AM - edited 10-10-2012 04:07 AM
Since I don't live in PA, the best I can do is to have the TU Fico from my Walmart Discover Card, and EQ Fico from DCU once a month.
Those are free.
I pay for SW so I have an updated EQ Fico whenever any negative change occurs.
I also use Bank of America's Privacy Assist service so I know about any changes that happen to any information in all three agencies' data. The scores this service gives are fako's but it's the info in the reports that I'm concerned with.
*edited because Ipad typing causes issues. I have learned that if you edit in HTML tab this is better.
10-10-2012 06:16 AM
You might as well use a free EX FAKO from creditsesame.com since US Bank's free score isn't any more accurate.
10-10-2012 04:39 PM
The US Bank EX score is a Fako
I have pretty much come to accept that every score a consumer has access to is a FAKO. Most banks either use an internal systems or a score not accessible by a customer.
I don't focus on my score, I focus on the info within the report.
10-14-2012 06:44 AM
10-14-2012 07:12 AM
Hey bobebob, I believe you're thinking of P.S.E.C.U. (pennsylvania state employees credit union), I'm talking about D.C.U. (digital credit union). I was under the impression that U.S. bank was a monthly update like the D.C.U. and the walmart T.U. From what I'm gathering it would seem that most believe it's not worth having all three also the U.S. Bank only gives you a one time experian fako?
With US Bank they provide a link from their website, if your eligible, to Experian where you sign up and receive an updated score monthly..
10-14-2012 07:23 AM
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