No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
There's really nothing CK can do other than help you with that extra information, provided you keep your 3 digit security code (which ONLY exists on your hardcopy credit card) to yourself.
Yes I have all 19 of my cards linked plus auto loan and mortgage. It's works great. Sometimes the cards seem to have issues linking (connection issues) but a couple of clicks and it's working again. Many of my cards are business and it's nice to see a snapshot of them in one place. It even shows AU on my Chase Ink cards. I'm not basing anything from what I see on the site but it's quicker than going to 6 or 7 bank sites. With some slight improvements it would be great.
@scenery_guy wrote:Yes I have all 19 of my cards linked plus auto loan and mortgage. It's works great. Sometimes the cards seem to have issues linking (connection issues) but a couple of clicks and it's working again. Many of my cards are business and it's nice to see a snapshot of them in one place. It even shows AU on my Chase Ink cards. I'm not basing anything from what I see on the site but it's quicker than going to 6 or 7 bank sites. With some slight improvements it would be great.
It seems like cap one and walmart cards always seem to have connection issues. That is only thing i don't like about it, but its nice to have so you can check utilization easy. For me at least its easy, still newbish at keeping track of everything
@youngandcreditwrthy wrote:
Lol I mean, they have access to your credit report guys and gals--- come on... REALITY CHECK! Lmao
If you aren't comfy with linking accounts, then why even have CK. they have you SSN, etc.
True, but last time I checked none of my credit reports have full account numbers listed either. Who knows what kind of security metrics CK is using either. My brother does IT security for a nameless clothing retailer and hearing how "loose" account numbers are handled leaves me.....cautious.
@obageegee wrote:I just started doing this, not all my accounts link up properly but it's a good way with one pane of glass to see all your balances.
Mine are linked. But what I don't like is that you can't use special characters in your CK password. For that matter, you can't use them for your GE accounts either.
Nope TMI
@youngandcreditwrthy wrote:
Yeah, I mean... The reality is that your info is out there no matter what...
Just watch your reports like a HAWK!
There's a world of difference from someone having my credit report vs. someone having my bank account logins.
I have an excellent of what practices a financial has as a result of legal mandates; I have no such confidences in CreditKarma, or that they'd get it right for that matter either having worked in a number of PCI compliant environments myself including 3 lending institutions two of which everyone has heard of. I'm willing to let USAA have my account information (but I was once on a project there which gives me some insight as to their security stringency), there's no way I'd ever do that with CK.