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Does anyone else link their CC accounts with CK?

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youngandcreditwrthy
Senior Contributor

Re: Does anyone else link their CC accounts with CK?

Lol I mean, they have access to your credit report guys and gals--- come on... REALITY CHECK! Lmao
If you aren't comfy with linking accounts, then why even have CK. they have you SSN, etc.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 11 of 19
heyitsyeh
Frequent Contributor

Re: Does anyone else link their CC accounts with CK?

There's really nothing CK can do other than help you with that extra information, provided you keep your 3 digit security code (which ONLY exists on your hardcopy credit card) to yourself.

TU: 777 | EQ: 814 | EX: 764
Last INQ: 3/26/21
AAoA: 4y 7m
Lowest limit: Chase Freedom Visa - $13,000
Highest limit: Discover It - $56,500
Available credit: $200,600 (8 cards)
Message 12 of 19
scenery_guy
Established Contributor

Re: Does anyone else link their CC accounts with CK?

Yes I have all 19 of my cards linked plus auto loan and mortgage. It's works great. Sometimes the cards seem to have issues linking (connection issues) but a couple of clicks and it's working again. Many of my cards are business and it's nice to see a snapshot of them in one place. It even shows AU on my Chase Ink cards. I'm not basing anything from what I see on the site but it's quicker than going to 6 or 7 bank sites. With some slight improvements it would be great.

Message 13 of 19
mongstradamus
Super Contributor

Re: Does anyone else link their CC accounts with CK?


@scenery_guy wrote:

Yes I have all 19 of my cards linked plus auto loan and mortgage. It's works great. Sometimes the cards seem to have issues linking (connection issues) but a couple of clicks and it's working again. Many of my cards are business and it's nice to see a snapshot of them in one place. It even shows AU on my Chase Ink cards. I'm not basing anything from what I see on the site but it's quicker than going to 6 or 7 bank sites. With some slight improvements it would be great.


It seems like cap one and walmart cards always seem to have connection issues. That is only thing i don't like about it, but its nice to have so you can check utilization easy. For me at least its easy, still newbish at keeping track of everything



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 14 of 19
B335is
Moderator Emeritus

Re: Does anyone else link their CC accounts with CK?


@youngandcreditwrthy wrote:
Lol I mean, they have access to your credit report guys and gals--- come on... REALITY CHECK! Lmao
If you aren't comfy with linking accounts, then why even have CK. they have you SSN, etc.

True, but last time I checked none of my credit reports have full account numbers listed either.  Who knows what kind of security metrics CK is using either.  My brother does IT security for a nameless clothing retailer and hearing how "loose" account numbers are handled leaves me.....cautious.

Message 15 of 19
youngandcreditwrthy
Senior Contributor

Re: Does anyone else link their CC accounts with CK?

Yeah, I mean... The reality is that your info is out there no matter what...
Just watch your reports like a HAWK!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 16 of 19
SunriseEarth
Moderator Emeritus

Re: Does anyone else link their CC accounts with CK?


@obageegee wrote:

I just started doing this, not all my accounts link up properly but it's a good way with one pane of glass to see all your balances.


Mine are linked.  But what I don't like is that you can't use special characters in your CK password.  For that matter, you can't use them for your GE accounts either.  



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 17 of 19
score_building
Senior Contributor

Re: Does anyone else link their CC accounts with CK?

Nope TMI

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Message 18 of 19
Revelate
Moderator Emeritus

Re: Does anyone else link their CC accounts with CK?


@youngandcreditwrthy wrote:
Yeah, I mean... The reality is that your info is out there no matter what...
Just watch your reports like a HAWK!

 

There's a world of difference from someone having my credit report vs. someone having my bank account logins.

 

I have an excellent of what practices a financial has as a result of legal mandates; I have no such confidences in CreditKarma, or that they'd get it right for that matter either having worked in a number of PCI compliant environments myself including 3 lending institutions two of which everyone has heard of.  I'm willing to let USAA have my account information (but I was once on a project there which gives me some insight as to their security stringency), there's no way I'd ever do that with CK.

 

 

 




        
Message 19 of 19
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