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Does anyone have a UNFCU CC ?

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Anonymous
Not applicable

Does anyone have a UNFCU CC ?

If yes , how is it and who did they pull from ?
Message 1 of 28
27 REPLIES 27
1GaDawg85
Valued Contributor

Re: Does anyone have a UNFCU CC ?

I wish I knew but I have enough accounts to keep track of 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 2 of 28
Anonymous
Not applicable

Re: Does anyone have a UNFCU CC ?

From a previous post:

 

Logix CU and UNFCU pull EX

Penfed and DCU pull EQ, though I have heard some DCU approvals mention TU and EQ both

 

Message 3 of 28
haiti222
Contributor

Re: Does anyone have a UNFCU CC ?

Yes, No Ex pull, no processing of application.

Message 4 of 28
Anonymous
Not applicable

Re: Does anyone have a UNFCU CC ?

I do.  Was Experian for me.  Very slow process.  U/W was manual.  Very nice though

 

Message 5 of 28
Anonymous
Not applicable

Re: Does anyone have a UNFCU CC ?

Yucky, EX pull.
Message 6 of 28
Involver
Valued Contributor

Re: Does anyone have a UNFCU CC ?

Yes.

 

They pull EX and they won't use your PIN if it's frozen.

 

 You'll also have to remit the $50 deficit you start in savings to join before they'll process the app.

Message 7 of 28
Involver
Valued Contributor

Re: Does anyone have a UNFCU CC ?

Approved Dec 17th

 

Still waiting for the card.

 

Good lord they are slow. 

 

 

They're already reporting on EX and the account reports as opening in 01/15 which is really annoying me

 

Message 8 of 28
longtimelurker
Epic Contributor

Re: Does anyone have a UNFCU CC ?


@Involver wrote:

Approved Dec 17th

 

Still waiting for the card.

 

Good lord they are slow. 

 

 

They're already reporting on EX and the account reports as opening in 01/15 which is really annoying me

 


Which one did you get?

Message 9 of 28
NRB525
Super Contributor

Re: Does anyone have a UNFCU CC ?


@longtimelurker wrote:

@Involver wrote:

Approved Dec 17th

 

Still waiting for the card.

 

Good lord they are slow. 

 

 

They're already reporting on EX and the account reports as opening in 01/15 which is really annoying me

 


Which one did you get?


And what kind of limit?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 10 of 28
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