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04-03-2013 07:53 PM
The analyst said my TU was 738. I don't know if they were using FICO or their own point system or etc.
| Total CL: $177,300|
Highest CL: $10,000
Average CL: $6,300
Total PLOC: $26,000
| AAoA: 3 yrs & 11 mos|
Inq: 11 (EQ) | 10 (TU) | 9 (EX)
04-03-2013 07:54 PM
690 might be a score that could get you the Ring card, I don't know. If you apply and get it, then let everyone know!
04-03-2013 07:59 PM
just curious if this is possible. i have apple but really want an NFL card
AFAIK you can havew more than 1, they offered that to me instead of PC'ing my Apple to Rewards.
04-06-2013 07:30 PM
I have two, Apple Visa and a Barnes and Noble MC. I'm happy with both and don't plan on trying for a third for a while. So far Barclays has been great to me.
04-06-2013 07:37 PM
Since this thread popped up again:
A story about two guys applying for multiple Barclays cards. One got 4 instant, 5th went to pending. His buddy got 5 and quit. Why they did this, I'm not really sure.
04-06-2013 08:01 PM
Back in January I was instantly approved for US Airways , Priceline and Sallie Mae in that order within seconds of each other.
So yea, you can have more than 1 .. TU score then was 670
04-06-2013 08:31 PM
I just recently applied for and got their BJs Visa and Priceline Visa. I did have to call their backdoor # (866-408-4064) to get the second one (the Priceline). I got a message after applying saying that they needed an additioanl 7-10 days to review my application, so I just called to see if I could do anything to speed it up and/or prevent them rejecting it. The credit analyst said my history looked pretty good but wanted to know my reason for applying for so many cards recently (I also applied to the Capital One Cash Rewards Card, Penfed Cash Rewards, and the Barclay's BJs Visa within the last 5 days). I was honest and just said that I wanted to divide my spending onto different cards to maximize possible rewards, he put me on hold for a sec, and then approved me for the 2nd card. They were also quick to answer the phone and pretty reasonable to deal with in my opinion. I don't think they have an issue with anyone having more than one of their cards provided they have a good credit history. If you recently applied for a lot of credit they may question it, but as in my case, you may be able to call, explain, and get a manual decision.
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