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If I may answer as an actual Centurion Card Holder I absolutely have a monthly limit from Amex. If I could screen shot my Amex home page when I login there is a link on the left hand side of the page to check your Spending Power. If I click on mine it says $250,000. The confusion likely stems from right above that they list the words. NO PRE-SET Spending Limit. However next to that is a hyperlink attached to an i in a circle that when you click on it shows the following message: No Pre-Set Spending Limit does not mean unlimited spending. Purchasing power adjusts with the use of the account, payment history, credit record, and financial resources known to us, and other factors. Thus, sadly I can not charge 170 million like Bill Gates can. Huge bummer for me!
A lot of people, many people here included, consider certain type of Credit Cards as status symbols. Understandable and I enjoy it too. But there is certain limit.
Most folks are going to be very happy to keep AmEx Blue cash Everyday, or Chase Freedom and FU. Some are happy with CSR and AmEx Plat. Very limited folks can have Centurion, but those folks should not stay here to churn the $200 from certain credit card. We do not lie.
I belive most of the info here is not true since we probably do not have anyone who holds this card now.... All just speculate.
@700orbust wrote:
You know, one thing I think people miss, is that Amex isn't handing this card out to people who would be so wreckless as to try and charge 10mil on a card. Not to mention, a processor that would accept that amount! Not gonna happen. So it can be "unlimited" for all intents and purposes but try finding a merchant, a bank, a processor who will process that transaction without auditing it to the max.
You think $10 million transactions don't happen? What about a $170.4 million USD Modigliani painting?
Liu Yiqian in 2015 at Christie's.
Want to remind everyone to stay within the guidelines of Friendly, Supportive and Respectful. Accusing other posters of lying is not allowed here and there are many posters on these forums from all walks of liffe including those with Centurion cards.