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Hi All!
I have an authorized user on my Chase Freedom. I've never used the card - however the AU uses it regulary as her primary. Runs $1000 - $2000 through the card per month. Pushing it up to 60% util before paying it down to about 20%. It has a $2200 limit. (It will be in the 0% promo period until 2017...)
Does anyone know if Chase will initiate an auto CLI with the primary account holder NEVER having used the card - but significant spending by the AU?
Thanks!
Something to know about Chase and AU's
Accounts have been known to be closed because AU spending was higher than the primary
So just be aware and maybe take the card out for a spin yourself sometimes
It sounds like you don't want to mix up your own spending on this account. Maybe have the AU use your number whenever making purchases online.