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Does capital one do product changes?

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mgs2010
Regular Contributor

Does capital one do product changes?

In 2012, I applied for this stupid MTV card during one of my many, many app sprees. Anyhow, I guess capital one ended their relationship with MTV or whatever and a few years ago they converted my card to a journey card? I don't even know what the journey card is. Is it for newcomers and/or young people that are on the "journey" to credit? Definitely not fitting at this point but I do have a good history with the card and they've given me CLIs left and right. I don't want to close it down for that reason. Anyone heard of capital one doing a product change? I have the QS already but would like a venture card or something.

Message 1 of 7
6 REPLIES 6
creditguy
Valued Contributor

Re: Does capital one do product changes?

It can PC to QS but I am not positive when it comes to venture, suppose you could always ask Cap One, of course you may get several answers there too depending on the CSR.
Message 2 of 7
myjourney
Super Contributor

Re: Does capital one do product changes?

Not sure you'll be able to PC Journey to Venture but you can certainly ask via SM 

They may offer another QS and later you can PC

or

PC current QS if the option is on your account and then PC Journey to QS

 

Later down the road combine if you like 

What are you waiting for you should have been sending the SM 

Good luck 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 7
mgs2010
Regular Contributor

Re: Does capital one do product changes?

Sweet! Thanks for the info! I just called and talked to "Mary" -- Yeah, I'm SURE that's what her name really is. lol. She said that my QS card has an offer to upgrade to Venture and the journey card has an offer to upgrade to QS. It's a win-win! I just have to call back during regular business hours to speak with an account specialist. Thanks again!!

Message 4 of 7
myjourney
Super Contributor

Re: Does capital one do product changes?


@mgs2010 wrote:

Sweet! Thanks for the info! I just called and talked to "Mary" -- Yeah, I'm SURE that's what her name really is. lol. She said that my QS card has an offer to upgrade to Venture and the journey card has an offer to upgrade to QS. It's a win-win! I just have to call back during regular business hours to speak with an account specialist. Thanks again!!


Easy peezy and congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 5 of 7
creditguy
Valued Contributor

Re: Does capital one do product changes?

Nice!! Congrats on your PC's that was one of the quickest most painless ones I've seen. And by the way, how dare you question the authenticity of Mary lol.
Message 6 of 7
Anonymous
Not applicable

Re: Does capital one do product changes?

I think you can do the secure chat whenever.  I don't exactly remember but I am pretty sure I PC'd my Plat MC to QS at around 9:00pm my time, which is 3:00am EST. 

Message 7 of 7
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