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Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010
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Does cash back at grocery stores count towards the 5% cashback with Discover?

It's grocery month!  Yay.  lol. Does getting cashback count at a grocery store?

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Mike360
Posts: 433
Registered: ‎03-19-2010
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html
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webhopper
Posts: 7,225
Registered: ‎09-16-2011
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

When I got cash back at the Dollar General (yes I am not afraid to admit I shop there) it charged it as a cash advance... seperate from the $3 purchase.

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frogfan12
Posts: 872
Registered: ‎10-16-2010
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?


webhopper wrote:
When I got cash back at the Dollar General (yes I am not afraid to admit I shop there) it charged it as a cash advance... seperate from the $3 purchase.

I love DG!


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HoldingOntoHope
Posts: 1,057
Registered: ‎09-29-2009
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

You will not get the 5% on the cash back - but you also do not pay the cash advance interest rate. It goes against your regular purchase rate. I often use it as a substitute for going to the bank with the debit card. I do PIF on Discover so even the interest rate variable wouldn't matter, but I noted that for those who do carry a balance.:smileywink:

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john398
Posts: 3,526
Registered: ‎01-19-2009
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

Is the limit usually $100 on these cash back? as a new discover card holder I am curious

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HoldingOntoHope
Posts: 1,057
Registered: ‎09-29-2009
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

I believe the limit is different among different merchants. I'm pretty sure you can hunt around Discover's website and find it. I know in my case the grocery store screen pops up and offers me cash back up to $60.00. I haven't paid close attention at others, most purchases are gas and restaurants. They do not offer the option. I know Wal-Mart does.

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john398
Posts: 3,526
Registered: ‎01-19-2009
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

I guess Target  doesn't allow cashback because when I swiped my card it did not give me the option for cash back or even to sign which I thought was odd

Anyway it did show up as Groceries for Target even though I bought some shavers

Frequent Contributor
Ortz33__
Posts: 290
Registered: ‎11-10-2010
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?

i think it is different among each grocery store.  i went to a king's and they allowed a max of $30

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frogfan12
Posts: 872
Registered: ‎10-16-2010
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Re: Does cash back at grocery stores count towards the 5% cashback with Discover?


john398 wrote:

I guess Target  doesn't allow cashback because when I swiped my card it did not give me the option for cash back or even to sign which I thought was odd

Anyway it did show up as Groceries for Target even though I bought some shavers



Target has been doing that to me as of late. I wonder why they're not asking for signatures any more on certain purchases.


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