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Does chase checking accounts pull your CR?

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snowmobilelegend
New Member

Does chase checking accounts pull your CR?

I was thinking of gettting a checking account with Chase.  Do they pull any kind of Credit Report?

Thanks,

EQ-727 TU-709 EX-714 9-17-08

EQ-718 TU-717 EX-?? 8-17-09
Message 1 of 15
14 REPLIES 14
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?

I applied for a checking account about 2 weeks ago, I believe they did a soft pull because they did asking verification questions before they would approve my app.

Message 2 of 15
andre181
Established Contributor

Re: Does chase checking accounts pull your CR?

I am 99% sure they do a soft pull and check chexsystems

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Message 3 of 15
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?

If I remember correctly, Chase softs all three bureaus Smiley Happy

Message 4 of 15
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?

I opened a account a month ago it's a soft.

Message 5 of 15
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?


@snowmobilelegend wrote:

I was thinking of gettting a checking account with Chase.  Do they pull any kind of Credit Report?

Thanks,


Did you just get the special offer??

 

If you deposit $100 or more, they deposit a $200 bonus.  Account must remain open six months or they credit the $200 upon closure.

Message 6 of 15
snowmobilelegend
New Member

Re: Does chase checking accounts pull your CR?

Tbe one I saw was for a free 125 not 200.  200 sounds a lot better.  I would never use chase for anything besides their free money becuase my CU is a lot better!!

EQ-727 TU-709 EX-714 9-17-08

EQ-718 TU-717 EX-?? 8-17-09
Message 7 of 15
tsquad131
Frequent Contributor

Re: Does chase checking accounts pull your CR?

usually they would want to see activity on the account which is established monthly direct deposit and use of their debit card and 6 months later they would credit your account for the bonus.

amazon
Message 8 of 15
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?

This bonus is credited ten days after $100 deposit.

 

For free checking, you have to use the debit card five times a month.

Or you can choose a different checking account including the option to direct deposit.  Or pay fees.

Account has to stay open six months.

Message 9 of 15
Anonymous
Not applicable

Re: Does chase checking accounts pull your CR?

Just got my $200 bonus deposited by Chase in my new checking account.  Nice!!

Message 10 of 15
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