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I had an account closed by them.
About 9 months late with an impored FICO...
even with a 720 FICO, they cited I was denied solely due to that account having been closed in the past year.
@ways2go wrote:Citibank does, they have a memory like an elephant. Citigroup maybe. Two different divisions. Citi bank still blacklists me from a chapter 13 from 1991. Citigroup gave me a shell card about 2 years ago.
Is the Best Buy Mastercard Citibank or Citigroup? On my TU report it shows as "BEST BUY/CBNA", prety sure that's Citibank North America. I burned them for 2 cards & $13k+ in my 2010 BK7. I don't think they would approve me for it I apped now, I got it from HSBC and now with Citi for a couple years. They did approve doubling my CL to $2k last fall (w/HP), but their CC prequal page pretty much comes back with a "you can't be serious?".
@happypill wrote:
@Seatown1two wrote:Thanks for the replies guys. I tried the prequal again and the offer for the dc is 22.9% apr... No thanks haha
Don't kno wwhy APR would be a concern. Even more than other cards, the Double Cash is one you'd PIF to collect the remaining 2nd 1% rewards. People really need to stop stressing about APR on reward cards.
No arguement there.. This would definitely be a card I would PIF each month.. It's just irksome knowing that number is so high.