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Does citi lower apr rates?

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revvystoke
Frequent Contributor

Does citi lower apr rates?

I have a simplicity card with 12 months left of 0%. I was approved with a 17.99 but lately I have been getting mailbox spammed by citi for their cards, among them a prequal for a Simplicity with a 12.99 rate, any chance citi will lower the rate or will I be stuck with what I have once the promo terms expire? It is my highest APR.

AkAir $50k | Marriott $65k | Local CU $8k
TU: 770 / EQ: 748 / EX: 769
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FinStar
Moderator Emeritus

Re: Does citi lower apr rates?

Citi does lower some APRs for specific products; however, the account has to be elegible for the APR reduction.  You could always contact them to see if you are elegible.

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