Dont default. You will screw yourself for years to come. Over something that seems monumental now but a year from now will not seem so bad. I took a 25% paycut after my closing. Paid on everything late except my house. In retrospect, i should have called and worked out an arrangement. Those lates are killing me. Two years later I have job that pays me 25% more than my pre-cut salary working fewer hours
Starting Score: 'All three mid 500s as of 1/1/16
So suck it up and call. Life is a series of ups and downs...you are in a little dip right now...call and make arrangements.. Your FICO will thank you later. Good luck.
@OmarGB9 wrote:
This is a 6+ month old thread.
lol you're right this is really old. I'm assuming our advice will mean nothing at this point. 