I've heard that sometimes mortgage companies do a soft pull again a few days before and sometimes on closing day. I'm not sure which it is, I just know I don't want to chance it.
When I check the credit pulls database, it looks like about 90% of the people that posted had their TU pulled, with a few experians and a couple equifaxs mixed in. I hope they pull Ex, but im planning for them to pull TU.
When I check the credit pulls database, it looks like about 90% of the people that posted had their TU pulled, with a few experians and a couple equifaxs mixed in. I hope they pull Ex, but im planning for them to pull TU.
Capital One SavorOne: $3000 / Bank of America Unlimited Cash Rewards Visa Signature: $500 / Mission Lane: $1500 / Merrick: $2000 / CreditOne Amex: $850
I had my house built so my process took a little over a year so yeah I can see a SP being done to make sure the buyer hasn't tanked everything. 2 weeks isn't that long. Hopefully they pull your highest and give you a good limit.
Yea. Its only 2 weeks away so I'm just going to wait. Plus we aren't moving in until 3 weeks after closing. This is our first house so I really need to stock up there, I need to read up on the backdoor calling tips. Hopefully I get a good limit despite my old collections and low current card limits.
I'm gonna just let it go and let whatever happens happen. As long as I don't screw anything up there's nothing I can do to better my credit anytime soon anyway.
All of my Synchrony cards were EX for account opening and always TU for SP limit increases. I would say with your score and profile you whould be good for at least $12k.
Cool. I'll be sure to update everyone when the day comes.
