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Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
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Does occasional checking of Pre-approved AMEX hurt?

Ive been making significant gains in my EX score and occasionally I check AMEX pre-approval site to see if I qualify for any cards.  Does this hurt my chances of getting an AMEX later? (I know it doesn't hurt CR).

 

Thanks,

 

 

Duncan



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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New Contributor
CopperHD
Posts: 85
Registered: ‎05-02-2012
0

Re: Does occasional checking of Pre-approved AMEX hurt?

Nope, i use to check it once a day :smileyhappy: and they still saw fit to give me a Zync, it just checks their records for offers that they have for you, nothing to do with your CR

Current Scores EQ (697) Tu (740) EX (705) Amex pull
Current Cards- Amex PRG(NPSL), Amex Zync (NPSL), Amex Hilton Honors Surpass ($3000), Chase Sapphire Preferred ($12,000), Citi Simplicity ($10,900), Southwest Visa Signature ($10,500), Discover It ($4250), FNBO Amex ($4,000), First National Credit Card ($2000), Capital One Platinum ($2500 and $1750), Lowes ($6000) , Walmart Discover ($6000).
Valued Contributor
Duncanrr
Posts: 2,857
Registered: ‎06-08-2012
0

Re: Does occasional checking of Pre-approved AMEX hurt?

I just signed up for the AMEX offers thing.  I'm hoping that they will soft pull me and occasionally send me preapproval offers once I'm eligible.  Am I expecting too much?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Moderator Emeritus
tinuviel
Posts: 4,875
Registered: ‎11-02-2010
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Re: Does occasional checking of Pre-approved AMEX hurt?


Duncanrr wrote:

I just signed up for the AMEX offers thing.  I'm hoping that they will soft pull me and occasionally send me preapproval offers once I'm eligible.  Am I expecting too much?


 

I don't think so. You've put yourself on their radar, so if your profile matches their criteria for a certain card, they should send you an offer. Good luck; I hope that one day you find an offer coming your way. :smileyhappy:


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Established Contributor
SwiftTone
Posts: 1,026
Registered: ‎02-27-2012
0

Re: Does occasional checking of Pre-approved AMEX hurt?

I check once a day just for the heck of it. I'm not applying until another year. Some days it'll have offers, others now. It's quite odd. And they haven't softed me for a month or two. 

 

They also haven't sent mail offers to me since I got my Discover in April, but offers online still pop up sometimes. 

BCE: $0/$11,200, CSP: $0/$6500, Chase Priority Club: $0/$3500, Freedom: $0/$6000, Barclays NFL: $0/$7000 Discover: $0/$12,500, Citi Dividend: $0/$3500

EQ FICO - 728
TU FICO - 734
EX FICO(AMEX) - 712

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