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Does occasional checking of Pre-approved AMEX hurt?

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Duncanrr
Valued Contributor
‎07-07-2012 10:15 AM
‎07-07-2012 10:15 AM

Does occasional checking of Pre-approved AMEX hurt?

Ive been making significant gains in my EX score and occasionally I check AMEX pre-approval site to see if I qualify for any cards.  Does this hurt my chances of getting an AMEX later? (I know it doesn't hurt CR).

 

Thanks,

 

 

Duncan



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
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CopperHD
New Contributor
‎07-07-2012 10:30 AM
‎07-07-2012 10:30 AM

Re: Does occasional checking of Pre-approved AMEX hurt?

Nope, i use to check it once a day Smiley Happy and they still saw fit to give me a Zync, it just checks their records for offers that they have for you, nothing to do with your CR

Current Scores EQ (697) Tu (740) EX (705) Amex pull
Current Cards- Amex PRG(NPSL), Amex Zync (NPSL), Amex Hilton Honors Surpass ($3000), Chase Sapphire Preferred ($12,000), Citi Simplicity ($10,900), Southwest Visa Signature ($10,500), Discover It ($4250), FNBO Amex ($4,000), First National Credit Card ($2000), Capital One Platinum ($2500 and $1750), Lowes ($6000) , Walmart Discover ($6000).
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Duncanrr
Valued Contributor
‎07-07-2012 10:34 AM
‎07-07-2012 10:34 AM

Re: Does occasional checking of Pre-approved AMEX hurt?

I just signed up for the AMEX offers thing.  I'm hoping that they will soft pull me and occasionally send me preapproval offers once I'm eligible.  Am I expecting too much?



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
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tinuviel
Moderator Emeritus
‎07-07-2012 10:42 AM
‎07-07-2012 10:42 AM

Re: Does occasional checking of Pre-approved AMEX hurt?

@Duncanrr wrote:

I just signed up for the AMEX offers thing.  I'm hoping that they will soft pull me and occasionally send me preapproval offers once I'm eligible.  Am I expecting too much?

 

I don't think so. You've put yourself on their radar, so if your profile matches their criteria for a certain card, they should send you an offer. Good luck; I hope that one day you find an offer coming your way. Smiley Happy


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
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SwiftTone
Valued Contributor
‎07-07-2012 02:16 PM
‎07-07-2012 02:16 PM

Re: Does occasional checking of Pre-approved AMEX hurt?

I check once a day just for the heck of it. I'm not applying until another year. Some days it'll have offers, others now. It's quite odd. And they haven't softed me for a month or two. 

 

They also haven't sent mail offers to me since I got my Discover in April, but offers online still pop up sometimes. 

AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000

EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
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