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New Member
SkruDe
Posts: 5
Registered: ‎03-10-2009
0

Does requesting a Credit Line increase......

.....count as a inquiry on your credit report/score that will HURT your score?

 

Just wondering if requesting the increase counts toward "Applying for new credit"  and all that garbage.

 

Thanks.

Contributor
lcbark43
Posts: 77
Registered: ‎08-15-2008
0

Re: Does requesting a Credit Line increase......

What Credit Card?  It all depends on the Credit Card Company. 
8/30/08 Fico TU 678 EX 648
8/16/08 Fako TU-599 EX-631 EQ-589
8/01/08 Fako TU-599 EX-620 EQ-589
Senior Contributor
score_building
Posts: 3,552
Registered: ‎01-10-2008
0

Re: Does requesting a Credit Line increase......

this varies by issuer.  Chase, for example, is notorious for placing a hard inq. in response to a cli request.  while many other issuers, Capital One for eg., will typically accept a cli request with a soft inq. which doesn't impact score and isn't viewable to others who review your report.


SkruDe wrote:

.....count as a inquiry on your credit report/score that will HURT your score?

 

Just wondering if requesting the increase counts toward "Applying for new credit"  and all that garbage.

 

Thanks.


FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
New Member
SkruDe
Posts: 5
Registered: ‎03-10-2009
0

Re: Does requesting a Credit Line increase......

I'm glad I got rid of my Chase card then when Chase bought WAMU.  I miss WAMU..... :smileysad:

 

Anyways, I replaced me Chase card with my WFB Cabelas Card.  (Worlds Foremost Bank). I have a sense that know one knows if they do or not since they are a credit card owned an operated by Cabelas.  So I might have to ask them???

 

Also, for the hell of it, how about Citi and HSBC?

 

Thanks.


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